Free Insurance Regulation Practice Questions
New Hampshire Accident & Health exam (series 12-62) — 150 practice questions.
Subtopics: Certificate of authority, Line of authority, Temporary license, Examination requirement, Appointment termination, Controlled business, Fiduciary funds, Coercion, Boycott, False financial statement, Cease and desist, Penalties, Medicare supplement regulation, Long-term care regulation, External review, Mandated benefits, Commissioner vacancy, Rulemaking notice, Administrative fines, Investigation requests, Hearing requests, Insurer examinations, Producer records, Unlicensed activity, Licensing exemptions, Licensing definitions, License authority, Examination, Testing service, License application, Business entity license, License reinstatement, Renewal waiver, Change of address, License expiration, Continuing education, Nonresident licensing, New residents, Assumed names, License discipline, Commissions, Appointments, Reporting actions, Referral fees, Fiduciary duty, Premium trust account, Return premiums, Twisting penalties, Misrepresentation, Application misstatements, False advertising, Defamation, Illegal inducement, Rebating, Unfair discrimination, Unfair claims practices, Coercion by lenders, HIV testing, Unfair practice penalties, Consumer restitution, Fraud unit, Insurance fraud, Fraud reporting immunity, Privacy notices, Privacy authorization, Financial institutions, Claim handling, Health discrimination, A&H penalties, A&H advertising, Guaranty association limits, Fair Credit Reporting Act, Fraud and false statements, Privacy GLBA, Affordable Care Act, Do Not Call, McCarran-Ferguson Act, HIPAA administrative simplification, Mental Health Parity, Newborns and Mothers Health Protection, Women's Health and Cancer Rights Act, Unfair trade practices, Claims practices, Producer licensing, HIPAA privacy, Genetic information, Medicare marketing, Guaranty associations, Regulatory structure, GLBA privacy, Telemarketing
Read the Insurance Regulation study guide
Sample questions & answers
1. An insurer domiciled outside New Hampshire must obtain which of the following before it may lawfully transact accident and health insurance in the state?
A certificate of authority issued by the Insurance Department
An insurer must hold a certificate of authority from the New Hampshire Insurance Department before transacting insurance in the state.
2. To sell accident and health insurance in New Hampshire a producer must hold which line of authority?
The accident and health line of authority
Selling accident and health products requires the accident and health line of authority on the producer license.
3. A temporary New Hampshire producer license may be issued in limited situations primarily to:
Keep a business serviced after a licensed producer dies or is disabled
RSA 402-J:11 allows a temporary license of up to 180 days without an exam to service business, such as after the death or disability of a designated individual or a producer's entry into military service.
4. Before receiving a resident accident and health producer license an applicant in New Hampshire generally must:
Pass the applicable licensing examination
Resident applicants generally must pass the applicable licensing examination before a license is issued.
Practice: Insurance Regulation
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
