Free Group Health Insurance Practice Questions

New Hampshire Life, Accident & Health exam (series 12-63) — 60 practice questions.

Practice Group Health Insurance

Subtopics: Part-time employees, Group cancellation notice, State continuation, Divorced spouse, Labor disputes, Enrollment, Patients bill of rights, Small employer definition, Small employer participation, Small employer open enrollment, Small employer rating, Guaranteed renewability, Coordination of benefits, Characteristics, Underwriting, COBRA, Conversion, Contributory, HIPAA, Contributory plan, Experience rating, Self-funded plan, Cafeteria plan, ERISA, Eligibility and HIPAA, COBRA premium, Medicare secondary payer, Eligible groups, Employer mandate, Small group, Federal mandates, Probationary period, Blanket and franchise, Self-funded plans, Stop-loss

Read the Group Health Insurance study guide

Sample questions & answers

1. Under RSA 415:18, a part-time employee whom a group health insurer must offer coverage to is one who regularly works at least half the full-time hours and a minimum of:

15 hours per week

RSA 415:18, I(q) defines a part-time employee as one who regularly works at least half the weekly hours of full-time employees in the group, but at least 15 hours per week.

2. A New Hampshire group health insurer cancelling or nonrenewing a group for reasons other than nonpayment must give the policyholder notice or a renewal offer at least how long before the renewal date?

45 days

RSA 415:18-b requires the notice of cancellation or nonrenewal, or offer of renewal, at least 45 days before renewal; cancellation for lack of participation requires 30 days' notice.

3. Under New Hampshire's group health continuation law, an individual who loses coverage because employment ends (other than for gross misconduct) may continue coverage for:

18 months

RSA 415:18, XVI(c)(1) provides 18 months of continuation when coverage is lost for any reason except dismissal for gross misconduct or carrier termination.

4. Under New Hampshire's continuation law, a dependent who loses group coverage because of the covered employee's death may continue it for:

36 months

RSA 415:18, XVI(c)(4) provides 36 months for loss of coverage due to the employee's death, divorce or legal separation, certain employer bankruptcies, or a child ceasing to be a dependent.

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Practice: Group Health Insurance

Answer choices are shuffled every time, and every question comes with an explanation.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.