Free Insurance Regulation Practice Questions
New Hampshire Property exam (series 12-84) — 199 practice questions.
Subtopics: Commissioner appointment, Commissioner term, Commissioner powers, Insurance Department status, Rulemaking notice, Administrative fines, Investigation response, Criminal referrals, Hearings, Examinations, Producer examinations, Examination powers, Unfair practices investigations, Hearing notice, Unfair practice penalties, Consumer restitution, Cease and desist, Violating a cease and desist order, Insurance fraud unit, License required, Unlicensed activity penalty, Negotiate defined, Solicit defined, License and authority, Licensing exemptions, Examination, Failed examination, Minimum age, Business entity licensing, Lines of authority, License reinstatement, Change of address, Continuing education, Continuing education ethics, CE deadline, CE credit hour, CE first renewal, CE duplicate courses, Flood insurance training, Nonresident licensing, Moving to New Hampshire, Moving out of state, Assumed names, Temporary license, Disciplinary grounds, Disciplinary fines, License surrender, Commissions, Renewal commissions, Appointments, Apparent authority, Termination of appointment, Termination comments, Termination immunity, Reporting actions, Referral fees, Controlled business, Fiduciary capacity, Conversion of premiums, Premium trust account, Commingling, Return premiums, Trust account records, Trust account wording, Financial institution sales, Financial institution disclosures, Anti-tying, Financial institution records, Misrepresentation, Twisting, False advertising, Defamation, Boycott, coercion, intimidation, Illegal inducements, Unfair discrimination, Credit information, Rebating, Promotional items, Value-added services, Sweepstakes, Receiving rebates, Collecting proper premium, Midterm reductions, Lender coercion, Lender limits, Loan closing, Complaint records, Unfair claim practices, Claim notice to producer, Claim acknowledgment, Claim investigation, Claim decision, Claim payment, Claim communications, Department inquiries, Claim denials, Undisputed amounts, Advance payments, Unlicensed adjusters, Breach of policy conditions, Claim payment details, Insurance fraud, Fraud warning, Fraud reporting immunity, Theft reporting, Privacy notices, Privacy opt-out, Health information, Privacy scope, Guaranty association, Guaranty limits, Guaranty scope, Guaranty exhaustion, Guaranty advertising, Guaranty claim timing, Surplus lines, Surplus lines tax, Surplus lines reports, Direct billing, Agency termination, Discontinuing a line, Premium refunds, Late premium payment, Unpaid premium offset, Certificates of insurance, Rate standards, Competitive market, Risk classification, Rate filings, Form filing, Coverage reductions at renewal, Personal lines unearned premium, Fees, Fair Credit Reporting Act, Fraud and false statements, Gramm-Leach-Bliley, Terrorism Risk Insurance Act, Motor Carrier Act, Do Not Call, McCarran-Ferguson Act, Flood Disaster Protection Act, Biggert-Waters Reform Act, Federal Insurance Office, FAIR Plan origins, Coastal Barrier Resources Act, McCarran-Ferguson antitrust, Gramm-Leach-Bliley opt-out, Gramm-Leach-Bliley notice, FCRA investigative report, FCRA free report, TRIA certification, TRIA federal share, TRIA program trigger, TRIA insurer deductible, TRIA lines covered, TRIA disclosure, 18 USC 1033 penalty, Nonadmitted and Reinsurance Reform Act, Surplus lines diligent search, Exempt commercial purchaser, Guaranty association - surplus lines, Guaranty association purpose, Unfair claims practices, Commingling premiums, Mandatory flood purchase amount, Force-placed flood, Private flood acceptance, HFIAA surcharge, Risk retention groups, Privacy model - adverse underwriting, Do Not Call existing relationship
Read the Insurance Regulation study guide
Sample questions & answers
1. Who appoints the New Hampshire Insurance Commissioner?
The Governor, with the consent of the Executive Council
The Commissioner heads the Insurance Department and is appointed by the Governor with the advice and consent of the Executive Council.
2. How long is the term of office of the New Hampshire Insurance Commissioner?
5 years
The Commissioner holds office for 5 years; a vacancy is filled for the unexpired term.
3. The New Hampshire Insurance Commissioner has which powers in enforcing the insurance laws?
Powers specifically granted plus those reasonably implied
The Commissioner has all powers specifically granted or reasonably implied to perform the duties imposed by Title XXXVII, plus any given by other laws.
4. By statute, the New Hampshire Insurance Department is organized as:
An independent regulatory agency
RSA 400-A:1 continues the insurance department as an independent regulatory agency of state government.
Practice: Insurance Regulation
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
