Free Group Health Insurance Practice Questions
New Jersey Accident & Health exam — 89 practice questions.
Subtopics: Eligibility, COBRA, Conversion, Contributory plan, Certificate, Small employer continuation, Small employer defined, Eligible employee, SEH guaranteed issue, SEH preexisting, SEH membership, NJ continuation length, NJ continuation dependents, NJ continuation election, NJ continuation premium, NJ continuation vs COBRA, NJ continuation end, Disability continuation, Disability continuation cost, Group health definition, Newborn coverage, Newborn notice, Dependent to 26, Disability income dependents, Master contract, Certificate of coverage, Noncontributory plan, Eligible groups, Group underwriting, Probationary period, Open enrollment, COBRA eligibility, COBRA duration termination, COBRA duration 36 months, COBRA premium, Coordination of benefits, Pre-existing conditions group, Self-funded plan, Section 125 plan, Conversion privilege, Experience rating, Community rating, Minimum participation requirement, Actively-at-work provision, Late enrollee, COBRA qualifying events, COBRA election period, ERISA summary plan description, ERISA fiduciary standards, Multiple Employer Welfare Arrangement, Multiple Employer Trust, Dependent eligibility, Specific stop-loss insurance, Family and Medical Leave Act coverage, Small group guaranteed renewability, Characteristics, Employer mandate, Small group, Termination of coverage, Replacement of carrier, Underwriting, Self-funded plans, Group vs. individual, Military reinstatement, Employer-provided options
Read the Group Health Insurance study guide
Sample questions & answers
1. A common group health eligibility requirement is that an employee be:
Actively at work full time
Group plans typically require employees to be actively at work and meet hours requirements.
2. Federal COBRA allows certain employees to continue group coverage after a qualifying event for:
A limited period such as 18 months
COBRA permits continuation of group coverage for a limited period (commonly 18 months) after qualifying events.
3. A group health conversion privilege lets a departing employee:
Convert to an individual policy under stated conditions
Conversion lets an employee move to an individual policy when group coverage ends, subject to conditions.
4. In a contributory group health plan:
Employees pay part of the premium
In a contributory plan employees share in paying the premium, often requiring higher participation.
Practice: Group Health Insurance
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
