Free Workers Compensation Practice Questions
New Jersey Casualty exam — 103 practice questions.
Subtopics: Methods of securing, Self-insurance approval, Public employers, Failure to insure, Uninsured subcontractor, Waiting period, Retroactive waiting period, Temporary disability rate, Maximum benefit, Temporary disability duration, Permanent total, Death benefit, Funeral expense, Notice of injury, Claim petition deadline, Defenses to compensation, Abolished defenses, Co-employee immunity, Third-party suits, Illegally employed minors, Casual employment, Owners electing coverage, Medical benefits, Permanent disability timing, Medical exam refusal, Policy cancellation, CRIB membership, CRIB rates, Experience rating, Payroll audits, Assigned risk plan, Plan function, First report, Second Injury Fund, Security fund, Settlements, Excluded from deregulation, Domestic employees, Domestic coverage filing, Exclusive remedy, Part One, Part Two, Part Three other states, Premium basis, Experience modification, Disability classifications, Death benefits, FELA, USL&H, Jones Act, No-fault concept, Course and scope, Occupational disease, Second injury fund, Third-party recovery, Sole proprietors and partners, Independent contractor, Self-insurance, Going and coming rule, Employers liability limits, Elective coverage, Monopolistic states, Competitive state funds, Information page, Part One limits, Part One reimbursement, Part Two types of claims, Part Two third-party-over, Part Two exclusions, Part Two limits, Part Two defense, Part Three, Part Four duties, Part Five premium, Part Six conditions, Maritime endorsements, Alternate employer, Waiver of subrogation, Federal programs, Benefit types, Premium computation, Premium discount, Dividend plans, Excluded employments, Statutory employer, Exclusive remedy exceptions, Uninsured employers, Common law defenses, Part Two exposures, State fund and elective systems
Read the Workers Compensation study guide
Sample questions & answers
1. A New Jersey employer may meet its workers' compensation obligation by:
Insuring with a carrier or approved self-insurance
Employers must insure with a stock or mutual carrier authorized to write workers' compensation, unless the Commissioner exempts them as self-insurers.
2. A New Jersey employer that wants to self-insure its workers' compensation liability applies to the:
Commissioner of Banking and Insurance
An employer shows its financial ability to the Commissioner (of Banking and Insurance), who may by written order exempt it from insuring.
3. Which employer is excepted from the New Jersey requirement to insure or self-insure under N.J.S.A. 34:15-71?
The State or a county or municipality
Every employer must make provision for payment of compensation "except the state or a municipality, county or school district."
4. A New Jersey employer that fails to provide required workers' compensation coverage is guilty of:
A disorderly persons offense (crime if knowing)
Failure to provide coverage is a disorderly persons offense, a fourth degree crime if knowing, and may bring a stop-work order.
Practice: Workers Compensation
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
