Free New Jersey Life, Accident & Health Exam Practice Test
New Jersey does not sell a single Life, Accident & Health licensing exam (No combined LAH exam; taken as separate Life and A&H exams). This practice test combines the life, accident & health topics with New Jersey insurance law so you can prepare for the exams you will actually take.
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Practice questions
Topics covered on the Life, Accident & Health exam
Insurance Regulation
210 practice questions · Department mission, Commissioner, CE consequence, Ethics carryover, …
General Insurance Concepts
58 practice questions · Peril vs hazard, Pure risk, Handling risk, Insurable risk, …
Life Accident and Health Insurance Basics
109 practice questions · Insurable interest, Field underwriter, Warranty vs representation, Risk classes, …
Types of Life Insurance Policies
63 practice questions · Group life conversion, Conversion notice, Group life grace, Group life contestability, …
Life Policy Provisions Options and Riders
99 practice questions · Ownership, Contingent beneficiary, Irrevocable beneficiary, Spendthrift clause, …
Annuities
79 practice questions · Annuity vs life, Annuitant, Surrender charge, Annuity free look, …
Individual Accident and Health Provisions
90 practice questions · Mandatory provisions, Time of payment, Payment of claims, Misstatement of age, …
Disability Income Insurance
41 practice questions · Relation of earnings, TDB purpose, TDB waiting period, TDB maximum duration, …
Medical Plans
55 practice questions · Indemnity plan, Gatekeeper, Capitation, Formulary, …
Group Health Insurance
54 practice questions · Small employer defined, Eligible employee, SEH guaranteed issue, SEH preexisting, …
Dental Insurance
14 practice questions · Categories, Plan types, Comprehensive plan, Orthodontic coverage, …
Senior and Special Needs
98 practice questions · Medicare Part B, Medicare Part D, Medicare Advantage, Medicaid, …
Federal Tax Considerations
44 practice questions · Life insurance, Annuities, Premium deductibility, Policy dividends, …
Practice Test: Life, Accident & Health
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
