Free Group Health Insurance Practice Questions
New Mexico Accident & Health exam (series 18-26) — 77 practice questions.
Subtopics: Coordination of benefits, Continuation, Conversion, Group eligibility, Premium math, NM continuation, Continuation election, Continuation without evidence, No continuation right, Medicare-eligible conversion, Divorced spouse coverage, Extended disability benefit, Master contract, Certificate of coverage, Noncontributory plan, Contributory plan, Eligible groups, Group underwriting, Probationary period, Open enrollment, COBRA eligibility, COBRA duration termination, COBRA duration 36 months, COBRA premium, Pre-existing conditions group, Self-funded plan, Section 125 plan, Conversion privilege, Experience rating, Community rating, Minimum participation requirement, Actively-at-work provision, Late enrollee, COBRA qualifying events, COBRA election period, ERISA summary plan description, ERISA fiduciary standards, Multiple Employer Welfare Arrangement, Multiple Employer Trust, Dependent eligibility, Specific stop-loss insurance, Family and Medical Leave Act coverage, Small group guaranteed renewability, Characteristics, Eligibility, Employer mandate, Small group, COBRA, Termination of coverage, Replacement of carrier, Underwriting, Self-funded plans, Group vs. individual, Military reinstatement, Employer-provided options
Read the Group Health Insurance study guide
Sample questions & answers
1. Coordination of benefits provisions in New Mexico health plans are designed to:
Keep total payments from exceeding the expenses
Coordination of benefits prevents duplicate payment so total recovery does not exceed the actual covered expenses.
2. A New Mexico employee who loses group health coverage may be entitled to continue coverage for a limited time through:
State or federal continuation provisions
Continuation provisions under state mini-COBRA or federal COBRA may let an eligible employee keep group coverage temporarily.
3. When group health coverage ends, a New Mexico insured may in some cases have the right to:
Convert to an individual policy where allowed
A conversion privilege, where it applies, lets a person obtain individual coverage when group coverage terminates.
4. Eligibility for a New Mexico employer group health plan is generally based on:
Being an actively-at-work eligible employee meeting plan requirements
Group eligibility generally requires being an eligible, actively-at-work employee who meets the plan's participation rules.
Practice: Group Health Insurance
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
