Free New Mexico Personal Lines Exam Practice Test

Series 18-38 — The New Mexico Personal Lines producer exam is given by PSI (exam 18-38) and covers general insurance concepts, personal lines policies, and New Mexico insurance law and regulation.

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100

Scored items (approx.)

120 min

Time limit

70%

Passing score

770

Practice questions

Topics covered on the Personal Lines exam

Insurance Regulation

95 practice questions · Unfair claims practices, License lines, Personal lines authority, Fiduciary, …

General Insurance Concepts

66 practice questions · Pure vs speculative risk, Hazard, Peril, Moral hazard, …

Property Casualty Basics

149 practice questions · Comparative negligence, Cancellation notice, Coinsurance math, Proof of loss, …

Dwelling Policy

82 practice questions · Dwelling policy, Vacancy, Fair rental value, Other structures, …

Homeowners Policy

168 practice questions · Coverage A, Coverage C, Coverage D, Replacement cost, …

Personal Auto Policy

154 practice questions · Financial responsibility, Minimum limits, Per person limit, Proof of insurance, …

Other Personal Lines

56 practice questions · Scheduled property, Personal umbrella, Underlying limits, Watercraft, …

Practice Test: Personal Lines

Answer choices are shuffled every time, and every question comes with an explanation.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.