Free Commercial General Liability Practice Questions
New Mexico Property & Casualty exam (series 18-31) — 65 practice questions.
Subtopics: CGL coverage A, Coverage B, Coverage C, Occurrence, Claims made, Aggregate limit, Products completed operations, Additional insured, Pollution exclusion, Liquor liability, Supplementary payments, Duty to defend, Occurrence vs claims-made, Coverage A, Limits of liability, Claims-made features, Products-completed operations, Premises and operations, Damage to premises rented, Personal and advertising injury, Insured contract, Occurrence definition, Each occurrence limit, General aggregate limit, Retroactive date, Extended reporting period, Employers liability exclusion, Your product exclusion, Medical payments Coverage C, Named insured status, Defense costs, Property damage definition, Coverage A exclusions, Coverage B exclusions, Who is an insured, Conditions, Mobile equipment
Read the Commercial General Liability study guide
Sample questions & answers
1. Coverage A of a New Mexico commercial general liability policy applies to the insured's liability for:
Bodily injury and property damage to third parties
Coverage A responds to sums the insured becomes legally obligated to pay for third-party bodily injury and property damage.
2. Coverage B of a New Mexico CGL policy provides coverage for:
Personal and advertising injury
Coverage B responds to personal and advertising injury offenses such as libel, slander, and certain advertising torts.
3. Coverage C (medical payments) of a New Mexico CGL policy pays:
Medical bills of others regardless of fault
Coverage C pays reasonable medical expenses for injuries to third parties on a no-fault basis within the policy limit.
4. A New Mexico CGL occurrence form generally covers claims arising from an occurrence that:
Happens during the policy period, whenever the claim is made
An occurrence policy covers injury or damage that occurs during the policy period regardless of when the claim is filed.
All Property & Casualty topics
Practice: Commercial General Liability
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
