Free Personal Automobile Policy Practice Questions
Nevada Casualty exam — 94 practice questions.
Subtopics: Minimum auto limits, Property damage minimum, Continuous coverage, Uninsured driving penalty, Evidence in vehicle, Evidence of insurance, Electronic evidence, Permanent ID card, Temporary ID card, Insurance verification, Verification system, Suspended registration, Proof of financial responsibility, Certificate of insurance filing, Security after crash, Owner policy permissive users, Territory, Absolute liability, Operator's policy, Operator's policy limits, UM required, UM minimum, UM UIM offer, UM reoffer, Medical payments offer, UIM subrogation, UM subrogation, Hit-and-run, Insolvent liability insurer, Presumed uninsured, Umbrella and UM, Anti-stacking, Household exclusion, Household exclusion form, Loaner vehicle, Garage business use, Older driver discount, Court-ordered course, Not-at-fault claims, Coverage inquiries, Prohibited cancellation reasons, Age-based rating, Commercial vs personal incidents, Rating plan notice, Permissive user limit, Comparative negligence, Persons insured, Physical damage, Uninsured motorists, Medical payments, PAP structure, Your covered auto, Newly acquired auto, Family member, You and your, Part A exclusions, Supplementary payments, Out of state coverage, Other insurance, Part B medical payments, Part C uninsured motorists, Underinsured motorists, Part D collision vs OTC, Part D transportation expenses, Part D nonowned auto, Part D exclusions, Part D limit of liability, Part D appraisal, Part E duties, Policy territory, Part F termination, Part F two-or-more autos, Auto financial responsibility, No-fault concepts, Auto insurance plans, Part D coverage
Read the Personal Automobile Policy study guide
Sample questions & answers
1. Nevada's minimum motor vehicle liability insurance limits are:
$25,000/$50,000/$20,000
Every owner of a registered vehicle must carry $25,000 bodily injury per person, $50,000 per crash and $20,000 property damage per crash.
2. Nevada's required minimum for property damage liability in any one crash is:
$20,000
NRS 485.185 requires $20,000 for injury to or destruction of property of others in any one crash.
3. Who must continuously maintain Nevada's required motor vehicle liability insurance?
Every owner of a vehicle registered or required to be registered in Nevada
Every owner of a motor vehicle registered or required to be registered in Nevada must continuously provide the required insurance while the vehicle is present or registered in the state (mopeds excepted).
4. Operating a Nevada-registered vehicle without the required insurance is a misdemeanor punishable by a fine of $600 to $1,000, which is reduced for a first violation to $100 if the person:
Obtains a liability policy by the time of sentencing
The fine is $600 to $1,000 per violation, reduced to $100 for a first violation if the person obtains a motor vehicle liability policy by sentencing (with limited exceptions).
Practice: Personal Automobile Policy
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
