Free Group Health Insurance Practice Questions

Nevada Life, Accident & Health exam — 43 practice questions.

Practice Group Health Insurance

Subtopics: Disabled dependent, Group health definition, Leave due to disability, Replacement of group coverage, Group certificates, Group representations, Characteristics, Underwriting, COBRA, Conversion, Contributory, HIPAA, Contributory plan, Experience rating, Self-funded plan, Cafeteria plan, ERISA, Eligibility and HIPAA, COBRA premium, Coordination of benefits, Medicare secondary payer, Eligible groups, Employer mandate, Small group, Federal mandates, Probationary period, Blanket and franchise, Self-funded plans, Stop-loss

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Sample questions & answers

1. A Nevada group health policy may not end coverage of a dependent child at the limiting age if the child is incapable of self-sustaining employment due to physical handicap or intellectual disability and is:

Dependent on the member for support

NRS 689B.035 continues coverage beyond the limiting age while the child is incapable of self-sustaining employment due to physical handicap or intellectual disability and dependent on the member.

2. To continue coverage for a disabled dependent child past the limiting age, the Nevada group member must furnish proof of incapacity and dependency within:

31 days after the child reaches the limiting age

NRS 689B.035(2) requires proof within 31 days after the limiting age and thereafter as required, but no more than once a year beginning 2 years later.

3. Nevada defines group health insurance as coverage for groups of at least how many persons formed for a purpose other than obtaining insurance?

Two

NRS 689B.020(1) declares group health insurance to be coverage of groups of two or more persons formed for a purpose other than obtaining insurance.

4. A Nevada group health policy must continue coverage for an employee on unpaid leave due to total disability, generally ending no later than after how many months of such coverage?

12 months

NRS 689B.0345 requires continued coverage until employment ends, other coverage is obtained, the group policy ends, or 12 months of such benefits, whichever is first.

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Practice: Group Health Insurance

Answer choices are shuffled every time, and every question comes with an explanation.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.