Free Personal Auto Policy Practice Questions
Nevada Personal Lines exam — 179 practice questions.
Subtopics: Minimum auto limits, Financial responsibility, UM coverage offer, Compulsory insurance, Uninsured penalties, Insurance verification, Collision coverage, Comprehensive coverage, Medical payments, Property damage liability, Deductible, Rental reimbursement, Towing and labor, Insured persons, Livery exclusion, Intentional acts, Temporary substitute, Duties after loss, Supplementary payments, Loss payee, Property damage minimum, Uninsured driving penalty, Evidence in vehicle, Evidence of insurance, Electronic evidence, Permanent ID card, Temporary ID card, Suspended registration, Proof of financial responsibility, Certificate of insurance filing, Security after crash, Owner policy permissive users, Territory, Absolute liability, Operator's policy, Operator's policy limits, UM required, UM minimum, UM reoffer, Medical payments offer, UIM subrogation, UM subrogation, Hit-and-run, Insolvent liability insurer, Presumed uninsured, Umbrella and UM, Anti-stacking, Household exclusion, Household exclusion form, Loaner vehicle, Garage business use, Older driver discount, Court-ordered course, Not-at-fault claims, Coverage inquiries, Prohibited cancellation reasons, Age-based rating, Commercial vs personal incidents, Rating plan notice, Permissive user limit, Part A liability, Part B medical payments, Part C UM, Part D collision, Other than collision, Covered persons liability, Newly acquired auto, Liability exclusion intentional, Liability exclusion livery, Split limits, Transportation expenses, Loss settlement physical damage, Duties after accident, Covered auto definition, Trailers coverage, Non-owned auto, Rented auto coverage, Glass breakage, Exclusion racing, Exclusion few wheels, Exclusion auto business, Exclusion owned property, Exclusion no reasonable belief, Out of state coverage, Other insurance non-owned, UM dispute resolution, Electronic equipment limit, Appraisal physical damage, No-fault PIP, Right to recover, Collision settlement, Total loss settlement, Definitions - spouse, Definitions - leased autos, Definitions - family member, Definitions - occupying, Temporary substitute auto, Part A insureds, Part A insuring agreement, Part A exclusions, Ridesharing, Livery exclusion exceptions, Auto business exclusion, Business use exclusion, Reasonable belief exclusion, Vehicle sharing, Fewer than four wheels, Regular use exclusion, Racing exclusion, Flying vehicles, Split limits calculation, Limit of liability, Other insurance, Medical payments insureds, Medical payments exclusions, Medical payments other insurance, Uninsured motor vehicle, Hit and run, UM exclusions, UM arbitration, Collision definition, Non-owned auto deductible, Part D exclusions, Custom equipment, Part D limits, Trailers and campers, Governmental confiscation, Part D valuation, Betterment, Payment of loss, Other sources of recovery, Rental car exclusion, Cancellation, Nonrenewal, Automatic termination, Policy territory, Limited Mexico coverage, Transfer of interest, Two or more auto policies, Subrogation, Legal action, Residual markets, Medical payments calculation, Part D coverage, Uninsured motorists, Extended non-owned coverage, Miscellaneous type vehicle
Read the Personal Auto Policy study guide
Sample questions & answers
1. Nevada's compulsory motor vehicle liability insurance minimum limits are:
25/50/20
Owners of Nevada-registered vehicles must carry $25,000 bodily injury per person, $50,000 per crash and $20,000 property damage per crash.
2. A Nevada driver who must show proof of financial responsibility can satisfy the requirement with:
An insurer's certificate filed with the DMV as proof of financial responsibility
Proof of financial responsibility may be furnished by filing with the DMV an authorized insurer's certificate that a motor vehicle liability policy is in effect; the insurer must give the DMV 10 days' notice before it ends.
3. Nevada auto insurers must offer uninsured and underinsured vehicle coverage on a passenger car policy in an amount equal to:
The bodily injury limits sold to the insured
Insurers must offer UM/UIM coverage, on an approved form, equal to the bodily injury limits sold; UM is included unless rejected in writing.
4. Operating a registered motor vehicle on Nevada roads generally requires the owner to maintain:
At least the state-mandated liability insurance
Every owner of a vehicle registered or required to be registered in Nevada must continuously maintain at least the minimum liability insurance from an insurer licensed in Nevada.
Practice: Personal Auto Policy
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
