Free Group Health Insurance Practice Questions
New York Accident & Health exam (series 17-52) — 80 practice questions.
Subtopics: Continuation, Conversion, Small group definition, Certificate of coverage, Coordination of benefits, Eligible group, Group participation, Association groups, Continuation election, Continuation premium, Group conversion, Young adult election, Young adult cost, Group lawsuit limit, Group claim payment, Master contract, Noncontributory plan, Contributory plan, Eligible groups, Group underwriting, Probationary period, Open enrollment, COBRA eligibility, COBRA duration termination, COBRA duration 36 months, COBRA premium, Pre-existing conditions group, Self-funded plan, Section 125 plan, Conversion privilege, Experience rating, Community rating, Minimum participation requirement, Actively-at-work provision, Late enrollee, COBRA qualifying events, COBRA election period, ERISA summary plan description, ERISA fiduciary standards, Multiple Employer Welfare Arrangement, Multiple Employer Trust, Dependent eligibility, Specific stop-loss insurance, Family and Medical Leave Act coverage, Small group guaranteed renewability, Characteristics, Eligibility, Employer mandate, Small group, COBRA, Termination of coverage, Replacement of carrier, Underwriting, Self-funded plans, Group vs. individual, Military reinstatement, Employer-provided options
Read the Group Health Insurance study guide
Sample questions & answers
1. When New York group health coverage ends, an eligible employee may continue coverage (NY continuation) for up to:
36 months
New York continuation lets a covered employee or dependent continue group coverage for up to 36 months, electing within 60 days and paying up to 102% of the group rate.
2. When New York group health coverage terminates, a covered employee may have the right to:
Convert to an individual or direct-payment contract without evidence of insurability
A covered employee whose group hospital, medical or surgical coverage ends may obtain a converted policy without evidence of insurability by applying within 60 days.
3. For New York community-rated small-group coverage, a small group generally means an employer with:
1 to 100 employees
Since 2016 New York defines a small group for community rating as a group of 1 to 100 employees, exclusive of spouses and dependents.
4. When a New York employer's group health policy is issued to the employer, each covered employee receives:
A certificate of coverage describing the benefits
Group members receive a certificate of coverage summarizing their benefits, while the employer holds the master policy.
Practice: Group Health Insurance
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
