Free Insurance Regulation Practice Questions
New York Accident & Health exam (series 17-52) — 134 practice questions.
Subtopics: Continuing education, Licensing, Temporary license, Reporting of actions, Appointment, Fiduciary duty, Regulator, Certificate of authority, Rebating, Misrepresentation, Twisting, Unfair discrimination, Unfair claims settlement, Outline of coverage, Insurance fraud warning, Fraud reporting, Privacy, Guaranty corporation, Change of address, Penalties, Broker definition, Consultant license, Nonresident license, Business entity license, Prelicensing education, Records retention, Cybersecurity, Advertising, Fraud prevention plan, Insurance fraud degrees, Examination of insurers, Coercion, Defamation, Boycott, License duration, Producer compensation disclosure, Cease and desist, Sharing commissions, Unauthorized insurer, Health rate approval, Appointment filing, Termination for cause, Producer response to termination, Termination reporting immunity, License expiration, Renewal filing, License application deadline, Veterans fee exemption, Licensing exemptions, Agent and broker licenses, CE required topics, CE carryover, CE first period, Nonresident CE, CE failure, Temporary license term, Temporary license limits, Grounds for discipline, Revocation waiting period, Penalty in lieu of revocation, General penalties, Willful violation penalty, Hearing notice, Home state change, Premium accounts, Controlled business, Consultant memorandum, Broker fees, Compensation request after issue, Disclosure record retention, License display, Producer advertising, Advertising unauthorized insurers, Fraud civil penalty, Fraud reporting deadline, Discrimination by sex, Discrimination by race, Mental disability treatment, PrEP protection, HIV testing consent, Rebating limit, Guaranty association advertising, Privacy of health information, Cybersecurity certification, Representations, Altering applications, Breach of warranty, Unfair claims practices, Producer obligations, Prelicensing hours, Unfair discrimination by disability, Misrepresentation in health coverage, Wellness programs, Fair Credit Reporting Act, Fraud and false statements, Privacy GLBA, Affordable Care Act, Do Not Call, McCarran-Ferguson Act, HIPAA administrative simplification, Mental Health Parity, Newborns and Mothers Health Protection, Women's Health and Cancer Rights Act, Unfair trade practices, Claims practices, Producer licensing, Insurance fraud, HIPAA privacy, Genetic information, Medicare marketing, Guaranty associations, Regulatory structure, GLBA privacy, Telemarketing
Read the Insurance Regulation study guide
Sample questions & answers
1. A resident New York accident and health producer must complete how many CE credit hours per two-year licensing period?
15 hours
New York requires 15 credit hours of continuing education each biennial licensing period to renew a producer license.
2. To sell accident and health insurance in New York, a person must:
Hold the appropriate accident and health producer license
Selling, soliciting, or negotiating accident and health insurance requires the appropriate producer license.
3. A temporary New York producer license is primarily intended to:
Continue business after a licensee's death or disability
Temporary licenses keep an agency operating after events like the death, disability, or military absence of a producer.
4. A New York producer must report an administrative action taken against the producer in another state to the Superintendent within:
30 days
Administrative actions in another jurisdiction must be reported within 30 days of the final disposition; criminal prosecutions must be reported within 30 days of the initial pretrial hearing date.
Practice: Insurance Regulation
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
