Free Senior and Special Needs Practice Questions
New York Accident & Health exam (series 17-52) — 119 practice questions.
Subtopics: Medicare supplement, Long-term care partnership, Medicare supplement free look, Long-term care inflation protection, LTC renewability, LTC pre-existing limits, LTC Alzheimer's, LTC prior hospitalization, LTC nonforfeiture, LTC periods of care, LTC minimum duration, LTC replacement, LTC tax credit, Partnership plan types, Partnership 4/4/100, Medigap acceptance, Medigap rating, Medicare eligibility, Medicare Part A, Part A premium, Medicare Part B, Medicare Part C, Medicare Part D, Medicare gaps, Medicare Supplement purpose, Standardized Medigap, Medigap open enrollment, Medicare Select, Medicaid, Excessive coverage, LTC purpose, Skilled care, Custodial care, Benefit triggers, Home health care, Respite care, Adult day care, Inflation protection, Nonforfeiture LTC, Partnership LTC, Tax-qualified LTC, Medicare initial enrollment period, Medicare general enrollment period, Part B late enrollment penalty, Part D late enrollment penalty, Part D coverage gap, Part A benefit period, Lifetime reserve days, Medicare Advantage plan types, Medigap core benefits, High-deductible Medigap, Medigap guaranteed issue rights, Medigap free look, Medicaid spend-down, Dual eligible beneficiaries, Medicare Savings Programs, Intermediate care, Activities of daily living, LTC elimination period, LTC pool of money, Indemnity vs reimbursement LTC, LTC pre-existing condition limitation, LTC replacement and suitability, Hospice care, Assisted living facility benefit, Hybrid life and LTC policy, Medicare exclusions, Medicare secondary payer, LTC eligibility, LTC provisions, LTC underwriting, LTC features, LTC tax, Medicare SELECT
Read the Senior and Special Needs study guide
Sample questions & answers
1. New York Medicare supplement (Medigap) insurance is distinctive in that it generally must be:
Community rated with continuous open enrollment and guaranteed issue
New York Medicare supplement coverage must be community rated, and applications must be accepted at all times throughout the year.
2. The New York State Partnership for Long-Term Care allows a buyer of a qualified LTC policy to:
Protect assets when later applying for Medicaid
Partnership policies let owners qualify for Medicaid while protecting assets: all assets under Total Asset plans, or an amount equal to benefits paid under Dollar-for-Dollar plans.
3. A New York Medicare supplement policyholder must be given a right to return the policy for a full refund (free look) of at least:
30 days
Medicare supplement policies must state that the policyholder may return the policy within 30 days of delivery for a full refund of premium.
4. New York minimum standards for long-term care insurance generally require insurers to offer applicants:
An inflation protection option
Insurers must offer an inflation protection option at purchase, such as benefit increases of 5% a year compounded annually.
Practice: Senior and Special Needs
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
