Free Disability Income Insurance Practice Questions
New York Life, Accident & Health exam (series 17-55) — 41 practice questions.
Subtopics: DBL benefit amount, DBL waiting period, DBL employee contribution, PFL benefit 2026, PFL duration, PFL funding, PFL eligibility, DBL vs PFL, Purpose, Elimination period, Benefit period, Definition of disability, Residual disability, Probationary period, Presumptive disability, Recurrent disability, Any occupation, Business overhead expense, Disability buy-out, Cost of living adjustment, Social insurance supplement, Nonoccupational coverage, Waiver of premium, Future increase option, Disability benefit, Benefit amount, Total disability, Partial disability, Group disability, Social Security disability, Key employee DI, Occupational coverage
Read the Disability Income Insurance study guide
Sample questions & answers
1. Under New York's statutory Disability Benefits Law, the weekly cash benefit is 50% of the employee's average weekly wage up to a maximum of:
$170 per week
DBL pays 50% of the average weekly wage, subject to a $170 weekly maximum.
2. Statutory New York disability (DBL) benefits begin after a waiting period of:
Seven days
DBL benefits are not payable for the first seven consecutive days of disability.
3. A New York employer may collect employee contributions toward DBL coverage of 0.5% of wages, up to a maximum of:
60 cents per week
Employees may be required to contribute one-half of one percent of wages, not to exceed 60 cents per week; the employer pays the rest.
4. In 2026, New York Paid Family Leave pays 67% of the employee's average weekly wage, capped at a maximum weekly benefit of:
$1,228.53
For 2026 the cap is 67% of the NY State Average Weekly Wage of $1,833.63, or $1,228.53 per week.
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Practice: Disability Income Insurance
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
