Free Group Health Insurance Practice Questions
New York Life, Accident & Health exam (series 17-55) — 45 practice questions.
Subtopics: Group participation, Association groups, Continuation election, Continuation premium, Group conversion, Young adult election, Young adult cost, Group lawsuit limit, Group claim payment, Characteristics, Underwriting, COBRA, Conversion, Contributory, HIPAA, Contributory plan, Experience rating, Self-funded plan, Cafeteria plan, ERISA, Eligibility and HIPAA, COBRA premium, Coordination of benefits, Medicare secondary payer, Eligible groups, Employer mandate, Small group, Federal mandates, Probationary period, Blanket and franchise, Self-funded plans, Stop-loss
Read the Group Health Insurance study guide
Sample questions & answers
1. If employees contribute toward a New York group medical expense policy issued to an employer, the policy generally must insure at least:
50% of eligible employees (or 50 employees if fewer)
Contributory employer groups for hospital or medical coverage must insure at least 50% of eligible employees or, if less, 50 or more employees.
2. A New York group health policy issued through a trade association trust requires that the association:
Has existed two years and was not formed to buy insurance
The association must have existed at least two years and been formed principally for purposes other than obtaining insurance, among other conditions.
3. To elect New York state continuation of group health coverage, an employee must give written election and the first premium within:
60 days of when coverage would otherwise end
The written election and first monthly premium must be given within 60 days of the date benefits would otherwise terminate.
4. For New York continuation of group health coverage, the employee may be charged no more than:
102% of the group rate
The continuing employee pays the required premium, not more than 102% of the group rate for the benefits continued.
All Life, Accident & Health topics
Practice: Group Health Insurance
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
