Free Individual Accident and Health Provisions Practice Questions
New York Life, Accident & Health exam (series 17-55) — 71 practice questions.
Subtopics: Required provisions, Free look, Grace period, Proof of loss, Insurer cancellation, Nonrenewal notice, Weekly grace period, Conditional reinstatement, Claim forms, Proof of loss deadline, Periodic benefits, Legal actions, Change of beneficiary, Relation of earnings, Illegal occupation, Incontestable option, Dependent children, Disabled dependent, Adopted newborns, Uniform provisions, Reinstatement, Notice of claim, Time of payment of claims, Payment of claims, Physical exam and autopsy, Entire contract, Time limit on certain defenses, Optional provisions, Guaranteed renewable, Noncancelable, Optionally renewable, Conditionally renewable, Pre-existing condition, Free-look provision, Insuring clause, Change of occupation, Misstatement of age, Relation of earnings to insurance, Intoxicants and narcotics, Coordination of benefits, Renewal provision, Substitute wording, Exclusions, Consideration clause, Renewability, Pre-existing conditions, Probationary period
Read the Individual Accident and Health Provisions study guide
Sample questions & answers
1. The required and optional provisions for an individual New York accident and health policy are set out in:
Section 3216
Section 3216 specifies the required and optional uniform provisions for individual accident and health policies.
2. An individual New York accident and health policy must give the insured a right to return (free look) of at least:
10 days
Individual accident and health policies must allow return for a full refund during a period of not less than 10 nor more than 20 days from delivery.
3. A New York individual accident and health policy paid on a monthly basis must provide a grace period of at least:
10 days
New York requires grace periods that vary by mode; for monthly premium policies the grace period is at least 10 days.
4. Under New York's individual accident and health uniform provisions, written proof of a loss that is not paid as a periodic benefit must generally be furnished within:
120 days after the date of the loss
New York requires proof of loss within 120 days after the loss (90 days after the end of the liability period for periodic benefits), and never later than one year absent legal incapacity.
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Practice: Individual Accident and Health Provisions
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
