Free Personal Auto Policy Practice Questions
New York Personal Lines exam (series 17-54) — 186 practice questions.
Subtopics: Minimum BI limits, Minimum PD limit, Death liability limits, No-Fault benefits, No-Fault paid regardless of fault, Lost earnings benefit, Serious injury threshold, Uninsured motorists, SUM coverage, MVAIC, Assigned risk plan, Proof of financial responsibility, Penalty for lapse, Auto cancellation, No-Fault scope, No-Fault death benefit, No-Fault claim deadline, Optional basic economic loss, Additional PIP, No-Fault exclusion, SUM trigger, Collision coverage, Comprehensive coverage, Supplementary spousal liability, Cancellation for nonpayment, Auto nonrenewal notice, Liability coverage purpose, Out-of-state coverage, Auto required policy period, Auto nonrenewal limits, Insurance information reporting, Proof of financial security, Policy territory, No-Fault eligibility, No-Fault claims, No-Fault deductibles, No-Fault exclusions, Choice of repair shop, Mandatory inspection, Transportation network companies, NY auto endorsements, Liability claims, Tort limitation, Part A liability, Part B medical payments, Part C UM, Part D collision, Other than collision, Covered persons liability, Newly acquired auto, Temporary substitute, Supplementary payments, Liability exclusion intentional, Liability exclusion livery, Split limits, Transportation expenses, Towing and labor, Loss settlement physical damage, Duties after accident, Territory, Covered auto definition, Trailers coverage, Non-owned auto, Rented auto coverage, Glass breakage, Exclusion racing, Exclusion few wheels, Exclusion auto business, Exclusion owned property, Exclusion no reasonable belief, Out of state coverage, Other insurance non-owned, UM dispute resolution, Electronic equipment limit, Appraisal physical damage, No-fault PIP, Right to recover, Collision settlement, Total loss settlement, Definitions - spouse, Definitions - leased autos, Definitions - family member, Definitions - occupying, Temporary substitute auto, Part A insureds, Part A insuring agreement, Part A exclusions, Ridesharing, Livery exclusion exceptions, Auto business exclusion, Business use exclusion, Reasonable belief exclusion, Vehicle sharing, Fewer than four wheels, Regular use exclusion, Racing exclusion, Flying vehicles, Split limits calculation, Limit of liability, Other insurance, Financial responsibility, Medical payments, Medical payments insureds, Medical payments exclusions, Medical payments other insurance, Uninsured motor vehicle, Hit and run, UM exclusions, UM arbitration, Collision definition, Non-owned auto deductible, Part D exclusions, Custom equipment, Part D limits, Trailers and campers, Governmental confiscation, Part D valuation, Betterment, Payment of loss, Other sources of recovery, Rental car exclusion, Duties after loss, Cancellation, Nonrenewal, Automatic termination, Limited Mexico coverage, Transfer of interest, Two or more auto policies, Subrogation, Legal action, Residual markets, Medical payments calculation, Part D coverage, Extended non-owned coverage, Miscellaneous type vehicle
Read the Personal Auto Policy study guide
Sample questions & answers
1. New York's minimum bodily injury liability limits for a private passenger auto are:
25/50
New York requires minimum bodily injury liability limits of $25,000 per person and $50,000 per accident.
2. The minimum property damage liability limit required for a New York auto policy is:
10,000 dollars
New York requires a minimum property damage liability limit of $10,000 (the 10 in 25/50/10).
3. New York's minimum auto bodily injury limits increase for accidents resulting in death to:
50/100
For accidents causing death, New York minimum bodily injury liability increases to $50,000 per person and $100,000 per accident.
4. The minimum No-Fault (Personal Injury Protection) basic economic loss a New York auto policy must include is:
50,000 dollars
New York requires at least $50,000 of basic economic loss (No-Fault/PIP) per person for medical, lost earnings, and other expenses.
Practice: Personal Auto Policy
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
