Free Personal Automobile Policy Practice Questions
New York Property & Casualty exam (series 17-56) — 106 practice questions.
Subtopics: Minimum BI limits, Minimum PD limit, Death liability limit, No-Fault benefits, No-Fault coverage, Serious injury threshold, Uninsured motorists, SUM coverage, MVAIC, Assigned risk, Auto cancellation, No-Fault death benefit, No-Fault scope, No-Fault claim deadline, Optional basic economic loss, Additional PIP, No-Fault exclusion, SUM trigger, Collision coverage, Comprehensive coverage, Supplementary spousal liability, Cancellation for nonpayment, Auto nonrenewal, Liability coverage purpose, Auto required policy period, Auto nonrenewal limits, Insurance information reporting, Proof of financial security, Policy territory, No-Fault eligibility, No-Fault claims, No-Fault deductibles, No-Fault exclusions, Choice of repair shop, Mandatory inspection, Assigned risk plan, Transportation network companies, NY auto endorsements, Liability claims, Tort limitation, Policy structure, Physical damage, Definition of insured, Optional coverages, Exclusions, Liability coverage, Medical payments, Uninsured motorist, Other than collision, Transportation expenses, Underinsured motorist, Towing and labor, Newly acquired autos, Definitions, Supplementary payments, Liability exclusions, Physical damage exclusions, Duties after loss, Termination, Residual market
Read the Personal Automobile Policy study guide
Sample questions & answers
1. New York's minimum bodily injury liability limits for a private passenger auto policy are:
25/50
New York requires minimum bodily injury liability limits of $25,000 per person and $50,000 per accident (with $50,000/$100,000 for accidents causing death).
2. The minimum property damage liability limit required for a New York auto policy is:
10,000 dollars
New York requires at least $10,000 of property damage liability (the 10 in 25/50/10).
3. New York's minimum auto liability limits increase for accidents resulting in death to:
50/100
For accidents causing death, New York minimum bodily injury liability increases to $50,000 per person and $100,000 per accident.
4. New York's No-Fault law requires basic economic loss (PIP) coverage of at least:
50,000 dollars
New York No-Fault requires $50,000 of basic economic loss (PIP) per person for medical, lost earnings, and other expenses, regardless of fault.
All Property & Casualty topics
Practice: Personal Automobile Policy
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
