Free Senior and Special Needs Practice Questions
Oregon Accident & Health exam (series 12-02) — 141 practice questions.
Subtopics: Medicare supplement disclosure, Medicare Part A, Medicare Part B, Medigap, Medicare Part D, Long-term care, Activities of daily living, Medicaid, Medicare Advantage, Inflation protection, Medicare supplement, Medigap open enrollment, Birthday rule, Medicare supplement marketing, Senior replacement, Long term care, Shopper's guide, Partnership policies, LTC producer training, Medicare eligibility, Part A premium, Medicare Part C, Medicare gaps, Medicare Supplement purpose, Standardized Medigap, Medicare Select, Excessive coverage, LTC purpose, Skilled care, Custodial care, Benefit triggers, Home health care, Respite care, Adult day care, Nonforfeiture LTC, LTC renewability, Partnership LTC, Tax-qualified LTC, Medicare initial enrollment period, Medicare general enrollment period, Part B late enrollment penalty, Part D late enrollment penalty, Part D coverage gap, Part A benefit period, Lifetime reserve days, Medicare Advantage plan types, Medigap core benefits, High-deductible Medigap, Medigap guaranteed issue rights, Medigap free look, Medicaid spend-down, Dual eligible beneficiaries, Medicare Savings Programs, Intermediate care, LTC elimination period, LTC pool of money, Indemnity vs reimbursement LTC, LTC pre-existing condition limitation, LTC replacement and suitability, Hospice care, Assisted living facility benefit, Hybrid life and LTC policy, Medicare exclusions, Medicare secondary payer, LTC eligibility, LTC provisions, LTC underwriting, LTC features, LTC tax, Medicare SELECT
Read the Senior and Special Needs study guide
Sample questions & answers
1. Under ORS 743.685, in the purchase or renewal of a Medicare supplement policy in Oregon, a copy of the outline of coverage must be used to explain the coverage and be provided to the applicant:
At the time the sales presentation is made
ORS 743.685(4) requires the outline of coverage to be used in explaining coverage and provided at the time of the sales presentation; ORS 743.685(1) also requires delivery when the application is made.
2. Medicare Part A primarily helps cover:
Inpatient hospital care
Medicare Part A is hospital insurance covering inpatient hospital stays, skilled nursing, hospice, and some home health care.
3. Medicare Part B primarily helps cover:
Physician and outpatient services
Medicare Part B is medical insurance covering physician services, outpatient care, and certain preventive services.
4. Which statement best describes the purpose of a Medicare supplement (Medigap) policy?
It pays Medicare gaps such as deductibles
A Medicare supplement policy helps pay costs Original Medicare leaves to the beneficiary, such as deductibles, copayments and coinsurance; it does not replace Medicare.
Practice: Senior and Special Needs
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
