Free Personal Automobile Policy Practice Questions
Oregon Casualty exam (series 12-13) — 108 practice questions.
Subtopics: Minimum limits, Property damage minimum, DUII limits, Ways to comply, Proof in vehicle, Electronic proof, Omnibus insureds, Future responsibility after accident, Insurer report to DOT, PIP required, PIP medical, PIP medical window, PIP income loss, PIP income cap, PIP disability period, PIP essential services, PIP funeral, PIP child care, PIP deductible, PIP persons covered, PIP primary or excess, PIP exclusions, PIP tort, PIP disputes, PIP reimbursement, PIP managed care, UM required, UM limits, UM rejection, UIM included, Lower UM election, Hit-and-run, UM property damage, UMPD deductible, Auto cancellation reasons, Auto cancellation notice, Auto nonpayment notice, Auto nonrenewal, Auto policy scope, Short-term policies, Affiliate replacement, Pool eligibility notice, Nondriving suspension, Credit history, Credit declination, Credit rerating, Credit inquiries, Aftermarket crash parts, Crash part warranty, Crash part estimate, Choice of repair shop, Total loss disclosure, Total loss reopen, Undisputed amount, Total loss taxes, Totaled vehicle definition, Totaled title, Subrogation and deductible, Comparative negligence, Persons insured, Physical damage, Uninsured motorists, Medical payments, PAP structure, Your covered auto, Newly acquired auto, Family member, You and your, Part A exclusions, Supplementary payments, Out of state coverage, Other insurance, Part B medical payments, Part C uninsured motorists, Underinsured motorists, Part D collision vs OTC, Part D transportation expenses, Part D nonowned auto, Part D exclusions, Part D limit of liability, Part D appraisal, Part E duties, Policy territory, Part F termination, Part F two-or-more autos, Auto financial responsibility, No-fault concepts, Auto insurance plans, Part D coverage
Read the Personal Automobile Policy study guide
Sample questions & answers
1. Oregon's minimum auto liability limits for financial responsibility are:
25/50/20
ORS 806.070 sets $25,000 per person and $50,000 per accident for bodily injury and $20,000 for property damage.
2. The minimum property damage liability an Oregon auto policy must provide for financial responsibility is:
$20,000 per accident
ORS 806.070(2)(c) requires $20,000 for injury to or destruction of property of others in any one accident.
3. An Oregon driver convicted of DUII must show future-responsibility coverage of at least:
50/100/10 for three years
ORS 806.075 requires $50,000/$100,000 bodily injury and $10,000 property damage, with filings maintained for three years.
4. Under ORS 806.060, an Oregon motorist may meet financial responsibility requirements by:
A qualifying liability policy or self-insurance
ORS 806.060(2) permits compliance only by a liability policy meeting ORS 806.080 or by becoming self-insured under ORS 806.130.
Practice: Personal Automobile Policy
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
