Free Group Health Insurance Practice Questions
Oregon Life, Accident & Health exam (series 12-03) — 44 practice questions.
Subtopics: Small employer, State continuation, Spousal continuation, Characteristics, Underwriting, COBRA, Conversion, Contributory, HIPAA, Contributory plan, Experience rating, Self-funded plan, Cafeteria plan, ERISA, Eligibility and HIPAA, COBRA premium, Coordination of benefits, Medicare secondary payer, Eligible groups, Employer mandate, Small group, Federal mandates, Probationary period, Blanket and franchise, Self-funded plans, Stop-loss
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Sample questions & answers
1. Under ORS 743B.005, an Oregon "small employer" for health benefit plan purposes is one that employed an average of how many full-time equivalent employees in the preceding calendar year?
At least 1 but not more than 50
A small employer employed an average of at least one but not more than 50 full-time equivalent employees on business days during the preceding calendar year and employs at least one on the first day of the plan year.
2. Oregon's state continuation law (ORS 743B.347), which applies to group health coverage of employers NOT subject to federal COBRA, allows continuation for up to:
Nine months after the qualifying event
Continuation under ORS 743B.347 ends no later than nine months after the qualifying event, and the section applies only to employers not required to offer COBRA continuation.
3. To be a "covered person" eligible for Oregon state continuation under ORS 743B.347, an individual must have been a certificate holder on the day before the qualifying event and during the preceding:
Three-month period
A covered person was a certificate holder on the day before the qualifying event and during the three-month period ending on the date of the qualifying event.
4. Under Oregon state continuation (ORS 743B.347), the premium a person pays to continue group health coverage may not exceed:
The group premium rate for the coverage being continued
The continuing person pays monthly in advance, and the required premium may not exceed the group premium rate for the insurance being continued.
All Life, Accident & Health topics
Practice: Group Health Insurance
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
