Free Individual Accident and Health Provisions Practice Questions
Oregon Life, Accident & Health exam (series 12-03) — 89 practice questions.
Subtopics: Notice of claim, Claim forms, Time of payment of claims, Payment of claims, Change of occupation, Misstatement of age, Intoxicants and narcotics, Conformity with statutes, Relation of earnings, Entire contract changes, Free look, Grace period, Nonrenewal, Cancellation, Renewability, Market withdrawal, Reinstatement, Proof of loss, Time of payment, Legal actions, Time limit on defenses, Entire contract, Change of beneficiary, Illegal occupation, Policy format, Application alteration, Required provisions, Physical exam and autopsy, Time limit on certain defenses, Optional provisions, Guaranteed renewable, Noncancelable, Optionally renewable, Conditionally renewable, Pre-existing condition, Free-look provision, Insuring clause, Relation of earnings to insurance, Coordination of benefits, Renewal provision, Substitute wording, Exclusions, Consideration clause, Pre-existing conditions, Probationary period
Read the Individual Accident and Health Provisions study guide
Sample questions & answers
1. The notice of claim provision in an individual health policy requires the insured to:
Notify the insurer within the policy's time limit
The notice of claim provision requires the insured to notify the insurer of a loss within the time the policy specifies.
2. Under the claim forms provision, if the insurer does not furnish claim forms within the required time, the insured may:
Submit proof of loss in a written statement
If the insurer fails to supply claim forms timely, the insured may submit written proof of loss in any reasonable form.
3. The time of payment of claims provision in a health policy requires the insurer to:
Pay promptly on proof of loss
This provision requires the insurer to pay covered claims promptly upon receiving acceptable proof of loss.
4. The payment of claims provision generally directs that health policy benefits be paid:
To the insured; death to beneficiary
Benefits are generally payable to the insured, with any death benefit paid to a designated beneficiary.
All Life, Accident & Health topics
Practice: Individual Accident and Health Provisions
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
