Free Senior and Special Needs Practice Questions
Oregon Life, Accident & Health exam (series 12-03) — 113 practice questions.
Subtopics: Medicare eligibility, Standardized Medigap, Medigap guaranteed issue, Skilled nursing, Respite care, Tax-qualified LTC, Dual eligible, Medicare supplement, Medigap open enrollment, Birthday rule, Medicare supplement marketing, Senior replacement, Long term care, Activities of daily living, Inflation protection, Shopper's guide, Partnership policies, LTC producer training, Medicare Part A, Medicare Part B, Medicare Part C, Medicare Part D, Medicaid, Long-term care, Part A financing, Part A benefit period, Part B enrollment, Initial enrollment period, Part D late penalty, Medicare exclusions, Medigap core benefits, Medigap duplication, LTC elimination period, LTC benefit pool, LTC inflation protection, LTC cognitive trigger, LTC renewability, Levels of care, Assisted living, Medicare Advantage, Medicare enrollment, Social Security
Read the Senior and Special Needs study guide
Sample questions & answers
1. Eligibility for Medicare generally begins for most people at:
Age 65, or earlier if disabled
Most people become eligible for Medicare at age 65, with earlier eligibility for certain disabilities or conditions.
2. Medicare Supplement (Medigap) policies sold today are:
Standardized into lettered plans
Medigap policies are standardized into lettered plans so consumers can compare equivalent benefits across insurers.
3. A person under 65 who has Medicare because of disability moves to Oregon from a state that does not require Medicare supplement policies to be issued to people under 65. Oregon's guaranteed issue period for that person begins on the date Oregon residency is established and ends:
63 days later
OAR 836-052-0138(5)(c) gives such a person a guaranteed issue period beginning when Oregon residency is established and ending 63 days thereafter.
4. Medicare Part A may help pay for a limited stay in a:
Skilled nursing facility
Part A helps cover a limited skilled nursing facility stay when it follows a qualifying inpatient hospital stay.
All Life, Accident & Health topics
Practice: Senior and Special Needs
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
