Free Group Health Insurance Practice Questions
Pennsylvania Accident & Health exam (series 16-02) — 74 practice questions.
Subtopics: Conversion, Pennsylvania mini-COBRA, Coordination of benefits, Eligibility, Mini-COBRA premium, Mini-COBRA eligibility, Mini-COBRA notices, Group health conversion, Conversion exceptions, Master contract, Certificate of coverage, Noncontributory plan, Contributory plan, Eligible groups, Group underwriting, Probationary period, Open enrollment, COBRA eligibility, COBRA duration termination, COBRA duration 36 months, COBRA premium, Pre-existing conditions group, Self-funded plan, Section 125 plan, Conversion privilege, Experience rating, Community rating, Minimum participation requirement, Actively-at-work provision, Late enrollee, COBRA qualifying events, COBRA election period, ERISA summary plan description, ERISA fiduciary standards, Multiple Employer Welfare Arrangement, Multiple Employer Trust, Dependent eligibility, Specific stop-loss insurance, Family and Medical Leave Act coverage, Small group guaranteed renewability, Characteristics, Employer mandate, Small group, COBRA, Termination of coverage, Replacement of carrier, Underwriting, Self-funded plans, Group vs. individual, Military reinstatement, Employer-provided options
Read the Group Health Insurance study guide
Sample questions & answers
1. When group health coverage ends, a covered employee may have the right to:
Convert to an individual policy without proving insurability
An employee insured at least three months may convert without evidence of insurability by applying within 31 days.
2. Pennsylvania mini-COBRA extends continuation rights to employees of small employers with:
Fewer than 20 employees, for up to 9 months
PA mini-COBRA covers groups with 2 to 19 employees (not subject to federal COBRA), allowing up to 9 months of continuation.
3. When a person is covered by two group health plans, coordination of benefits rules:
Prevent payment above 100 percent by naming primary and secondary plans
Coordination of benefits designates a primary and secondary payer so total payment does not exceed the actual expenses.
4. A common group health eligibility condition requiring an employee to be on the job to enroll is the:
Actively-at-work requirement
The actively-at-work provision conditions an employee's eligibility on being actively performing job duties.
Practice: Group Health Insurance
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
