Free Individual Accident and Health Provisions Practice Questions
Pennsylvania Accident & Health exam (series 16-02) — 98 practice questions.
Subtopics: Grace period, Free look, Notice of claim, Proof of loss, Time limit on defenses, Claim forms, Late proof of loss, Legal actions, Reinstatement, Reinstatement sickness, Weekly grace period, Nonrenewal notice, Change of occupation, Cancellation provision, Illegal occupation, Free look effect, Disabled children, Entire contract, Time limit on certain defenses, Time of payment of claims, Physical exam and autopsy, Payment of claims, Change of beneficiary, Misstatement of age, Intoxicants and narcotics, Conformity with statutes, Insuring clause, Guaranteed renewable, Noncancelable, Conditionally renewable, Cancelable, Probationary period, Elimination period, Coinsurance, Free look provision, Consideration clause, Pre-existing condition provision, Sickness waiting period, Other insurance in this insurer, Insurance with other insurers, Other insurers per diem, Unpaid premium, Flat deductible, Per-cause deductible, All-cause deductible, Corridor deductible, Integrated deductible, Carryover provision, Common accident provision, Restoration of benefits, Benefit period medical, Lifetime maximum benefit, Assignment of benefits, Facility of payment, Period of coverage, Standard and optional provisions, Time of payment, Physical exam, Cancellation, Mandatory vs. optional, Renewability, Riders, Eligible expenses, Deductibles, Subrogation, Exclusions, Benefit limits
Read the Individual Accident and Health Provisions study guide
Sample questions & answers
1. For an individual health policy paid monthly, the required grace period is generally:
10 days
Grace periods vary by mode: 7 days weekly, 10 days monthly, and 31 days for other modes.
2. An individual accident and health policy in Pennsylvania must give the insured a right to examine (free look) of at least:
10 days
The policy must allow at least a 10-day period to return it for a full refund of premium.
3. Under the uniform individual accident and sickness provisions written notice of claim must generally be given within:
20 days
The required provisions call for written notice of claim within 20 days after a covered loss begins, where reasonably possible.
4. Written proof of loss under an individual health policy is generally due within how many days after the loss?
90 days
The required provisions generally allow up to 90 days to furnish written proof of loss to the insurer.
Practice: Individual Accident and Health Provisions
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
