Free Personal Automobile Policy Practice Questions
Pennsylvania Casualty & Allied Lines exam (series 16-05) — 119 practice questions.
Subtopics: Minimum BI limits, Minimum PD limit, First-party medical minimum, Tort election, Full tort, First-party benefits, Uninsured motorist, Underinsured motorist, Stacking, Assigned Risk Plan, Income loss benefit, Funeral benefit, Accidental death benefit, Extraordinary medical benefit, UM and UIM rejection, UM and UIM limits, Tort election binding, Default tort, Nonpayment cancellation, Financial responsibility, Limited tort exceptions, Serious injury, First party benefits, Combination benefit, Medical cost containment, UM and UIM, Assigned Claims Plan, Required offers, Physical damage, Premium surcharges, Return premium, Required discounts, Required notices, Lapse of coverage, Proof of coverage, Nonpayment of judgments, Physical damage appraisal, Persons insured, Uninsured motorists, Medical payments, PAP structure, Your covered auto, Newly acquired auto, Family member, You and your, Part A exclusions, Supplementary payments, Out of state coverage, Other insurance, Part B medical payments, Part C uninsured motorists, Underinsured motorists, Part D collision vs OTC, Part D transportation expenses, Part D nonowned auto, Part D exclusions, Part D limit of liability, Part D appraisal, Part E duties, Policy territory, Part F termination, Part F two-or-more autos, Auto financial responsibility, No-fault concepts, Auto insurance plans, Part D coverage
Read the Personal Automobile Policy study guide
Sample questions & answers
1. Pennsylvania's minimum required bodily injury liability limits for private passenger autos are:
15/30
Pennsylvania requires minimum bodily injury liability limits of 15000 dollars per person and 30000 dollars per accident.
2. The minimum required property damage liability limit for a Pennsylvania auto policy is:
5000 dollars
Pennsylvania requires a minimum property damage liability limit of 5000 dollars (the 15/30/5 minimum).
3. The minimum first-party medical benefit (PIP) a Pennsylvania auto policy must provide is:
5000 dollars
Pennsylvania requires a minimum of 5000 dollars in first-party medical benefits for each insured.
4. A Pennsylvania insured who chooses the limited tort option:
Generally cannot sue for pain and suffering unless seriously injured
Limited tort generally restricts recovery for pain and suffering except for serious injury, in exchange for a lower premium.
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Practice: Personal Automobile Policy
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
