Free Pennsylvania Personal Lines Exam Practice Test

Series 16-16 — The Pennsylvania Personal Lines producer exam (series 16-16) covers personal property and casualty insurance: dwelling and homeowners policies, the personal auto policy, personal umbrella and flood, and Pennsylvania insurance law.

Start a practice test

100

Scored items (approx.)

120 min

Time limit

70%

Passing score

843

Practice questions

Topics covered on the Personal Lines exam

Insurance Regulation

144 practice questions · Continuing education, Licensing authority, License application, Appointment, …

General Insurance Concepts

66 practice questions · Pure vs speculative risk, Hazard, Peril, Moral hazard, …

Property Casualty Basics

154 practice questions · Standard fire policy, Residential cancellation notice, Nonrenewal notice, FAIR Plan, …

Dwelling Policy

78 practice questions · Purpose, No liability, DP-1 basic form, DP-3 special form, …

Homeowners Policy

146 practice questions · HO purpose, HO-3 special form, HO-5 comprehensive, HO-4 renters, …

Personal Auto Policy

200 practice questions · Minimum BI limits, Minimum PD limit, First-party medical minimum, First-party benefits, …

Other Personal Lines

55 practice questions · FAIR Plan, Mine subsidence, Pet insurance, Personal umbrella, …

Practice Test: Personal Lines

Answer choices are shuffled every time, and every question comes with an explanation.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.