Free Commercial General Liability Practice Questions
Pennsylvania Property & Casualty exam (series 16-06) — 53 practice questions.
Subtopics: Occurrence vs claims-made, Coverage A, Coverage B, Limits of liability, Claims-made features, Coverage C, Products-completed operations, Premises and operations, Damage to premises rented, Supplementary payments, Additional insured, Personal and advertising injury, Insured contract, Occurrence definition, Each occurrence limit, General aggregate limit, Retroactive date, Extended reporting period, Pollution exclusion, Employers liability exclusion, Your product exclusion, Medical payments Coverage C, Named insured status, Defense costs, Property damage definition, Coverage A exclusions, Coverage B exclusions, Who is an insured, Conditions, Liquor liability, Mobile equipment
Read the Commercial General Liability study guide
Sample questions & answers
1. A CGL written on an occurrence basis covers a claim arising from:
Injury or damage occurring during the policy period, whenever the claim is made
An occurrence form responds to injury or damage that occurs during the policy period, even if the claim is filed years later.
2. Coverage A of the Commercial General Liability policy provides coverage for:
Bodily injury and property damage liability
Coverage A insures the insured's legal liability for bodily injury and property damage caused by an occurrence.
3. Offenses such as libel, slander, and false arrest are covered under which part of the CGL?
Coverage B - Personal and Advertising Injury
Coverage B - Personal and Advertising Injury covers specified offenses including libel, slander, false arrest, and wrongful eviction.
4. The most a CGL will pay for all covered claims during the policy period, regardless of the number of occurrences, is the:
General aggregate limit
The general aggregate caps total payments for the policy period; the per-occurrence limit caps any single occurrence.
All Property & Casualty topics
Practice: Commercial General Liability
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
