Free Workers Compensation Practice Questions
Rhode Island Casualty exam — 84 practice questions.
Subtopics: Employers subject, Domestic service exemption, Securing compensation, Self-insurance approval, Arising out of employment, Intoxication bar, Recreational activity, Waiting period, Benefits begin, Residual market deductible, Medical benefits, Hearing aids, Choice of provider, Emergency visit choice, Death benefits, Dependent child add-on, Workers compensation court, WC court crimes, Insurance Fund creation, Beacon ownership, Exclusive remedy, Part One, Part Two, Part Three other states, Premium basis, Experience modification, Disability classifications, FELA, USL&H, Jones Act, No-fault concept, Course and scope, Occupational disease, Second injury fund, Third-party recovery, Sole proprietors and partners, Independent contractor, Assigned risk plan, Self-insurance, Going and coming rule, Employers liability limits, Elective coverage, Monopolistic states, Competitive state funds, Information page, Part One limits, Part One reimbursement, Part Two types of claims, Part Two third-party-over, Part Two exclusions, Part Two limits, Part Two defense, Part Three, Part Four duties, Part Five premium, Part Six conditions, Maritime endorsements, Alternate employer, Waiver of subrogation, Federal programs, Benefit types, Premium computation, Premium discount, Dividend plans, Excluded employments, Statutory employer, Exclusive remedy exceptions, Uninsured employers, Common law defenses, Part Two exposures, State fund and elective systems
Read the Workers Compensation study guide
Sample questions & answers
1. Under Rhode Island law, which employer is subject to the Workers' Compensation Act?
A private business that regularly employs employees
Every person, firm, and private corporation (including the state) that regularly employs employees in the same business under any contract of hire is an employer subject to chapters 28-29 through 28-38.
2. Rhode Island's Workers' Compensation Act does NOT apply to employers of employees engaged in:
Domestic service
The Act does not apply to employers of domestic service employees or (subject to 28-29-7.2) agricultural employees, unless the occupation is declared hazardous; exempt employers may elect coverage.
3. A Rhode Island employer subject to the WC Act may secure its obligation to pay compensation by any of these EXCEPT:
Promising in writing to pay any future claims
Employers secure compensation by insuring with an authorized company, approved self-insurance with security or bond, a combination, or membership in an authorized group self-insurance fund.
4. A Rhode Island employer that wants to self-insure workers' compensation must prove its financial ability to pay to:
The Director of Labor and Training
Self-insurance requires satisfactory proof of financial ability to pay compensation, plus security or a bond, furnished to the Director of Labor and Training.
Practice: Workers Compensation
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
