Free Rhode Island Life, Accident & Health Exam Practice Test
Rhode Island does not sell a single Life, Accident & Health licensing exam (No combined LAH exam; taken as separate Life (01) and A&H (02) exams). This practice test combines the life, accident & health topics with Rhode Island insurance law so you can prepare for the exams you will actually take.
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Practice questions
Topics covered on the Life, Accident & Health exam
Insurance Regulation
209 practice questions · Chief regulator, Penalties, Prelicensing, Certificate of authority, …
General Insurance Concepts
60 practice questions · Morale hazard, Insurable risk, Conditional contract, Risk retention, …
Life Accident and Health Insurance Basics
117 practice questions · Irrevocable beneficiary, Insurable interest, Agent versus broker, Field underwriting, …
Types of Life Insurance Policies
53 practice questions · Term life, Whole life, Universal life, Indexed life, …
Life Policy Provisions Options and Riders
112 practice questions · Automatic premium loan, Collateral assignment, Change of ownership, Interest-only option, …
Annuities
75 practice questions · Immediate annuity, Deferred annuity, Flexible premium, Annuitant, …
Individual Accident and Health Provisions
85 practice questions · Notice of claim, Claim forms, Time of payment of claims, Payment of claims, …
Disability Income Insurance
36 practice questions · Time of payment of claims, Disability claim settlements, Disability claim notice, Purpose, …
Medical Plans
72 practice questions · Point of service, Exclusive provider organization, Usual customary reasonable, Capitation, …
Group Health Insurance
56 practice questions · Extended medical benefits, Former spouse continuation, Group replacement, Coordination of benefits, …
Dental Insurance
14 practice questions · Categories, Plan types, Comprehensive plan, Orthodontic coverage, …
Senior and Special Needs
116 practice questions · Medicare eligibility, Standardized Medigap, Medigap open enrollment, Skilled nursing, …
Federal Tax Considerations
44 practice questions · Life insurance, Annuities, Premium deductibility, Policy dividends, …
Practice Test: Life, Accident & Health
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
