Free Commercial General Liability Practice Questions
Rhode Island Property & Casualty exam — 60 practice questions.
Subtopics: Claims-made trigger, Medical payments, Products-completed operations, Additional insured, Contractual liability, Defense costs, Occurrence policy, Occurrence vs claims-made, Coverage A, Coverage B, Limits of liability, Claims-made features, Coverage C, Premises and operations, Damage to premises rented, Supplementary payments, Personal and advertising injury, Insured contract, Occurrence definition, Each occurrence limit, General aggregate limit, Retroactive date, Extended reporting period, Pollution exclusion, Employers liability exclusion, Your product exclusion, Medical payments Coverage C, Named insured status, Property damage definition, Coverage A exclusions, Coverage B exclusions, Who is an insured, Conditions, Liquor liability, Mobile equipment
Read the Commercial General Liability study guide
Sample questions & answers
1. Under a claims-made CGL policy with a retroactive date, coverage generally applies only to injury or damage that:
Occurs after the retro date, claimed in the policy period
A claims-made policy covers losses occurring on or after the retroactive date when the claim is first made during the policy period or an extended reporting period.
2. Coverage C (medical payments) of a CGL policy pays:
Others' medical costs regardless of fault
CGL Coverage C pays medical expenses for bodily injury caused by an accident on the insured's premises or because of its operations, regardless of fault; injuries to the insured and its employees are excluded.
3. The products-completed operations aggregate limit in a CGL policy caps payments for:
Injury from products and completed work
This separate aggregate limits total payments for claims arising out of the insured's products and completed operations.
4. An additional insured endorsement on a CGL policy is commonly used to:
Cover another party, such as a landlord
An additional insured endorsement extends the named insured's coverage to another party, often as required by contract.
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Practice: Commercial General Liability
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
