Free Group Health Insurance Practice Questions
South Dakota Accident & Health exam — 89 practice questions.
Subtopics: Master policy, Noncontributory plan, Conversion privilege, Continuation of coverage, Experience rating, Actively at work, Eligibility, Divorce conversion, State continuation, Conversion, Employer closure, Rate increase notice, Certificates, Small employer, Master contract, Certificate of coverage, Contributory plan, Eligible groups, Group underwriting, Probationary period, Open enrollment, COBRA eligibility, COBRA duration termination, COBRA duration 36 months, COBRA premium, Coordination of benefits, Pre-existing conditions group, Self-funded plan, Section 125 plan, Community rating, Minimum participation requirement, Actively-at-work provision, Late enrollee, COBRA qualifying events, COBRA election period, ERISA summary plan description, ERISA fiduciary standards, Multiple Employer Welfare Arrangement, Multiple Employer Trust, Dependent eligibility, Specific stop-loss insurance, Family and Medical Leave Act coverage, Small group guaranteed renewability, Characteristics, Employer mandate, Small group, COBRA, Termination of coverage, Replacement of carrier, Underwriting, Self-funded plans, Group vs. individual, Military reinstatement, Employer-provided options
Read the Group Health Insurance study guide
Sample questions & answers
1. In group health insurance, the contract is issued to the employer or sponsor as the master policyholder, while each covered employee receives a:
Certificate of coverage
In group coverage the master policy goes to the sponsor, and each member receives a certificate describing their coverage.
2. In a noncontributory group health plan, the premium is paid:
Entirely by the employer
In a noncontributory plan the employer pays the entire premium, and 100% of eligible employees generally must be covered.
3. The conversion privilege in a group health plan generally lets a terminating employee:
Convert to individual coverage in a set period
The conversion privilege allows a departing employee to obtain an individual policy within the allowed time, often without new evidence of insurability.
4. Continuation provisions allow certain employees who lose group coverage to:
Keep group coverage for a time at their own cost
Continuation rules let qualifying individuals keep group coverage for a limited period if they pay the required premium.
Practice: Group Health Insurance
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
