Free South Dakota Life Exam Practice Test

The South Dakota Life producer exam is given by Pearson VUE (exam InsSD_Life41) and covers general insurance concepts, life policies, and South Dakota insurance law and regulation.

Start a practice test

75

Scored items (approx.)

120 min

Time limit

70

Passing score (scaled)

825

Practice questions

Topics covered on the Life exam

Insurance Regulation

180 practice questions · Director of Insurance, Division placement, Governing statute, Certificate of authority, …

General Insurance Concepts

76 practice questions · Insurable interest, Adhesion, Aleatory, Valued contract, …

Life Insurance Basics

132 practice questions · Agent representation, Field underwriting, Representation, Concealment, …

Types of Life Insurance Policies

114 practice questions · Term insurance, Whole life, Universal life, Variable life, …

Life Policy Provisions Options and Riders

141 practice questions · Grace period, Incontestability, Suicide clause, Reinstatement, …

Annuities

99 practice questions · Immediate annuity, Accumulation phase, Annuitant, Life only option, …

Federal Tax Considerations

83 practice questions · Death benefit taxation, Cash value growth, Modified endowment contract, 1035 exchange, …

Practice Test: Life

Answer choices are shuffled every time, and every question comes with an explanation.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.