Free South Dakota Personal Lines Exam Practice Test

The South Dakota Personal Lines producer exam is given by Pearson VUE (exam Pers53) and covers general insurance concepts, personal lines policies, and South Dakota insurance law and regulation.

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101

Scored items (approx.)

120 min

Time limit

70

Passing score (scaled)

799

Practice questions

Topics covered on the Personal Lines exam

Insurance Regulation

135 practice questions · Producer licensing, Unfair claims practices, Guaranty association, Rebating, …

General Insurance Concepts

72 practice questions · Insurable interest, Principle of indemnity, Actual cash value, Subrogation, …

Property Casualty Basics

133 practice questions · Comparative negligence, Comparative negligence effect, Declarations, Insuring agreement, …

Dwelling Policy

87 practice questions · Dwelling versus homeowners, Basic form perils, Coverage A, Other structures, …

Homeowners Policy

160 practice questions · Proof of loss, HO-3 coverage, Coverage C, Coverage D, …

Personal Auto Policy

152 practice questions · Auto minimum limits, Uninsured motorist, Underinsured motorist, Financial responsibility, …

Other Personal Lines

60 practice questions · Personal umbrella, Flood insurance, Earthquake coverage, Watercraft, …

Practice Test: Personal Lines

Answer choices are shuffled every time, and every question comes with an explanation.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.