Free Commercial General Liability Practice Questions
South Dakota Property & Casualty exam — 59 practice questions.
Subtopics: Coverage A, Coverage B, Coverage C, Premises and operations, Products and completed operations, Aggregate limit, Occurrence vs claims-made, Limits of liability, Claims-made features, Products-completed operations, Damage to premises rented, Supplementary payments, Additional insured, Personal and advertising injury, Insured contract, Occurrence definition, Each occurrence limit, General aggregate limit, Retroactive date, Extended reporting period, Pollution exclusion, Employers liability exclusion, Your product exclusion, Medical payments Coverage C, Named insured status, Defense costs, Property damage definition, Coverage A exclusions, Coverage B exclusions, Who is an insured, Conditions, Liquor liability, Mobile equipment
Read the Commercial General Liability study guide
Sample questions & answers
1. Coverage A of a Commercial General Liability (CGL) policy covers the insured's liability for:
Bodily injury and property damage to third parties
CGL Coverage A insures the business against liability for third-party bodily injury and property damage.
2. Coverage B of the CGL responds to liability for:
Personal and advertising injury, such as libel or slander
CGL Coverage B covers personal and advertising injury offenses, such as libel, slander, and certain advertising torts.
3. A visitor trips on a loose mat in an insured store and needs stitches. The store's CGL Coverage C (Medical Payments) responds by paying:
Medical expenses for third parties injured on the premises, regardless of fault
CGL Coverage C pays medical expenses for third parties injured on the premises or by the insured's operations, regardless of fault.
4. The CGL premises and operations exposure covers liability arising from:
Accidents on the insured's premises or from its ongoing operations
The premises and operations exposure covers liability for injury or damage occurring on the premises or from ongoing operations.
All Property & Casualty topics
Practice: Commercial General Liability
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
