Free Workers Compensation Insurance Practice Questions
South Dakota Property & Casualty exam — 50 practice questions.
Subtopics: South Dakota administration, Exclusive remedy, Benefits, No-fault, Employers liability, Experience modification, Premium basis, Coverage requirement, Covered employees, Exempt employments, Covered injuries, Occupational disease, Waiting period, Temporary total disability, Medical benefits, Scheduled injuries, Excluded injuries, Subsequent injury fund, Self-insurance, WC cancellation, Notice of injury, Death benefits, Policy structure, Federal laws, Other states insurance, Rating, Part one coverage, Statutory benefits, Premium audit, Premium, Other states, Selected endorsements, Experience period, Frequency vs severity, Unity mod, Medical-only claims, Debit mod
Read the Workers Compensation Insurance study guide
Sample questions & answers
1. In South Dakota, disputes over workers compensation benefits are heard and administered by the:
Department of Labor and Regulation
Title 62 is administered by the Department of Labor and Regulation; if the parties cannot agree on compensation, either may request a hearing before that department (SDCL 62-7-12).
2. Workers' compensation is generally the exclusive remedy for a job-related injury, meaning the employee usually:
Receives statutory benefits instead of suing the employer for negligence
SDCL 62-3-2 makes workers compensation the exclusive remedy against the employer for work injuries, except rights arising from intentional tort.
3. Workers' compensation benefits typically include medical care, disability income, rehabilitation, and:
Death benefits to dependents of a worker killed on the job
South Dakota benefits include medical care (SDCL 62-4-1), disability benefits (SDCL 62-4-3), rehabilitation (SDCL 62-4-5.1), and death benefits to dependents (SDCL 62-4-12).
4. Workers' compensation is described as a no-fault system because benefits are paid:
Regardless of who was at fault for the work injury
Workers' compensation pays statutory benefits for covered work injuries without regard to fault.
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Practice: Workers Compensation Insurance
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
