Free Individual Accident and Health Provisions Practice Questions
Tennessee Accident & Health exam — 117 practice questions.
Subtopics: Entire contract, Time limit on defenses, Grace period, Reinstatement, Notice of claim, Proof of loss, Time of payment of claims, Physical exam and autopsy, Legal actions, Change of occupation, Misstatement of age, Probationary period, Free look, Claim forms, Time of payment, Facility of payment, Cancellation provision, Illegal occupation, Unpaid premium, Renewability labels, Lapse notice, Time limit on certain defenses, Payment of claims, Change of beneficiary, Intoxicants and narcotics, Conformity with statutes, Insuring clause, Guaranteed renewable, Noncancelable, Conditionally renewable, Cancelable, Elimination period, Coinsurance, Free look provision, Consideration clause, Pre-existing condition provision, Sickness waiting period, Other insurance in this insurer, Insurance with other insurers, Other insurers per diem, Flat deductible, Per-cause deductible, All-cause deductible, Corridor deductible, Integrated deductible, Carryover provision, Common accident provision, Restoration of benefits, Benefit period medical, Lifetime maximum benefit, Assignment of benefits, Period of coverage, Standard and optional provisions, Physical exam, Cancellation, Mandatory vs. optional, Renewability, Riders, Eligible expenses, Deductibles, Subrogation, Exclusions, Benefit limits
Read the Individual Accident and Health Provisions study guide
Sample questions & answers
1. The provision stating that the policy and the attached application make up the whole agreement is the:
Entire contract provision
The entire contract provision states the policy plus the attached application constitute the complete agreement.
2. The provision that limits the period during which an insurer may contest a health policy for misstatements is the:
Time limit on certain defenses
The time limit on certain defenses, similar to incontestability, restricts how long the insurer can contest the policy for application statements.
3. The period after the premium due date during which a health policy remains in force is the:
Grace period
The grace period keeps coverage in force for a set time after the premium due date.
4. After a lapsed health policy is reinstated, losses from sickness are typically covered:
After 10 days; accidents at once
After reinstatement, coverage applies to accidental injuries sustained after reinstatement and to sickness beginning more than ten days after reinstatement.
Practice: Individual Accident and Health Provisions
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
