Free Personal Automobile Policy Practice Questions
Tennessee Casualty exam — 109 practice questions.
Subtopics: Minimum liability limits, Single limit, Alternatives to insurance, Property damage minimum, Financial responsibility agency, Proof after suspension, Restricted license proof, Ride-sharing: logged on, Ride-sharing: during ride, Prearranged ride, TNC first-dollar coverage, Personal auto exclusion for TNC, TNC disclosure, TNC insurer types, TNC claim information, Primary coverage, Garage policies, Leased vehicles, Guaranteed renewable auto, Accident prevention discount, Accident prevention discount length, Accident prevention course length, Accident prevention discount amount, Accident prevention exclusions, UM required, UM limits, UM rejection, UM at renewal, UM lower limits, UM on umbrella policies, UM property damage, Unknown motorist, John Doe warrant, UM arbitration, UM service of process, UM claims and rates, Underinsured motorist, UM exclusions, Presumed uninsured, UM settlement consent, Cancellation law scope, Covered vehicles, Auto cancellation grounds, Not-at-fault collisions, Moving violations, Undisclosed history, Added drivers, Auto cancellation notice, Nonpayment notice, Nonpayment definition, Reasons for cancellation, Proof of notice, Auto nonrenewal, Assigned risk notice, Assigned risk notice exception, Total loss settlement, Deductible in subrogation, Repair estimates, Towing, Replacement parts, Persons insured, Physical damage, Uninsured motorists, Medical payments, PAP structure, Your covered auto, Newly acquired auto, Family member, You and your, Part A exclusions, Supplementary payments, Out of state coverage, Other insurance, Part B medical payments, Part C uninsured motorists, Underinsured motorists, Part D collision vs OTC, Part D transportation expenses, Part D nonowned auto, Part D exclusions, Part D limit of liability, Part D appraisal, Part E duties, Policy territory, Part F termination, Part F two-or-more autos, Auto financial responsibility, No-fault concepts, Auto insurance plans, Part D coverage
Read the Personal Automobile Policy study guide
Sample questions & answers
1. Tennessee's minimum split limits for an auto liability policy used as proof of financial responsibility are:
25/50/25
Since 2023, proof of financial responsibility requires $25,000 per person and $50,000 per accident for bodily injury, plus $25,000 for property damage.
2. Instead of split limits, a Tennessee driver may show financial responsibility with a single-limit auto liability policy of at least:
65,000 dollars
A single limit policy of not less than $65,000 per accident satisfies the financial responsibility law.
3. Besides an auto liability policy, Tennessee accepts as proof of financial responsibility:
A 65,000-dollar cash deposit or bond filed with the commissioner
Proof may also be a $65,000 cash deposit with the commissioner or a $65,000 bond filed with the commissioner.
4. Under Tennessee's current financial responsibility law, the minimum property damage liability limit per accident is:
25,000 dollars
The property damage minimum rose from $15,000 to $25,000 for proof required after December 31, 2022.
Practice: Personal Automobile Policy
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
