Free Commercial Automobile Policy Practice Questions
Texas General Lines — Property & Casualty exam (series InsTX-PC06) — 37 practice questions.
Subtopics: Commercial auto loss control, Covered auto symbols, Hired and non-owned, Federal motor carrier, Physical damage, Mobile equipment, Carrier regulations, Hired auto physical damage, Symbol 2 owned autos, Liability coverage, Trailer interchange, Garagekeepers, Drive other car, Rental reimbursement, Pollution liability, Who is an insured, Specified causes of loss, Symbol 8 hired autos, Newly acquired autos, Supplementary payments, Liability exclusions, Motor carriers
Read the Commercial Automobile Policy study guide
Sample questions & answers
1. As a prerequisite to writing commercial auto liability insurance in Texas, an insurer must:
Provide loss control information to its policyholders
Insurers must provide loss control information reasonably commensurate with the insured's risks as a prerequisite to writing commercial auto liability.
2. On the Business Auto Coverage Form, covered-auto symbol 1 designates:
Any auto
Symbol 1 means any auto and provides the broadest description of covered autos, typically used for liability.
3. Coverage for autos that a business leases, hires, rents, or borrows from others is referred to as coverage for:
Hired autos
Hired auto coverage applies to vehicles the named insured leases, hires, rents, or borrows (excluding those from employees).
4. The MCS-90 endorsement attached to a trucker's policy is used to demonstrate:
Federally mandated financial responsibility for motor carriers
The MCS-90 guarantees public financial responsibility for motor carriers under the federal Motor Carrier Act, even for otherwise excluded losses.
All General Lines — Property & Casualty topics
Practice: Commercial Automobile Policy
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
