Free Personal Automobile Policy Practice Questions
Texas General Lines — Property & Casualty exam (series InsTX-PC06) — 90 practice questions.
Subtopics: Minimum BI limits, Minimum PD limit, Financial responsibility, Uninsured motorist, Personal injury protection, Residual market, Cancellation notice, Rideshare, Driving uninsured, SR-22 filing, Comprehensive coverage, Collision coverage, Insurance verification, Uninsured motorist property damage, Nonrenewal notice, Named driver policies, PIP scope, Permissive use, Financial responsibility alternatives, Self-insurance, Proof of insurance, Binder, Penalty first offense, Second offense, UM hit-and-run, UM limits, UM burden of proof, Insolvent insurer UM, Collision vs UMPD, PIP time limit, PIP subrogation, PIP payment deadline, PIP exclusions, Rejection carries over, First 60 days auto, License suspension, Anniversary cancellation, Reinstatement, Age and renewal, Newly acquired auto, Repair shop loaner, Choice of repair shop, Separated spouse, Short-term policies, TNC logged-on limits, TNC ride limits, TNC disclosure, TAIPA eligibility, TAIPA membership, Policy structure, Physical damage, Definition of insured, Optional coverages, Exclusions, Liability coverage, Medical payments, Other than collision, Transportation expenses, Underinsured motorist, Towing and labor, Newly acquired autos, Definitions, Supplementary payments, Liability exclusions, Uninsured motorists, Physical damage exclusions, Duties after loss, Policy territory, Termination
Read the Personal Automobile Policy study guide
Sample questions & answers
1. Texas minimum bodily injury liability limits for a private passenger auto are:
30/60
Texas financial responsibility requires bodily injury limits of at least $30,000 per person and $60,000 per accident.
2. The minimum property damage liability limit required for a Texas auto policy is:
$25,000
Texas requires at least $25,000 of property damage liability (the 25 in 30/60/25).
3. A Texas driver primarily demonstrates financial responsibility by:
Maintaining auto liability insurance at least at the state minimum limits
Financial responsibility is shown by carrying liability coverage meeting at least the 30/60/25 minimums.
4. In Texas, uninsured and underinsured motorist coverage must be:
Offered to the insured, who may reject it in writing
UM/UIM must be offered; the insured may reject the coverage in writing.
All General Lines — Property & Casualty topics
Practice: Personal Automobile Policy
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
