Free Commercial General Liability Practice Questions
Utah Casualty exam (series 17-23) — 89 practice questions.
Subtopics: Insured bankruptcy, Unsatisfied judgment, Claims-made disclosure, Claims-made notice, Retroactive abrogation, Coverage A, Coverage B, Coverage C, Occurrence form, Claims-made form, Retroactive date, Extended reporting period, Products-completed operations, Premises and operations, General aggregate, Products aggregate, Each occurrence limit, Damage to premises rented, Contractual liability, Expected or intended exclusion, Additional insured, Newly acquired organizations, Coverage B false arrest, Advertising injury, Pollution exclusion, Employers liability exclusion, Aircraft auto watercraft exclusion, Liquor liability exclusion, Damage to your work, Damage to your product, Impaired property exclusion, Recall exclusion, Care custody control exclusion, Coverage territory, Your product defined, Medical payments exclusions, Professional services exclusion, Coverage parts, Who is an insured, Coverage A exclusions, Insured contract, Electronic data, Recording and distribution, Coverage B offenses, Coverage B exclusions, Limits of insurance, CGL conditions, Premium audit, Employment practices exclusion, Mobile equipment, Products-completed operations hazard, Coverage A trigger, Owners and contractors protective, Railroad protective, Products-completed operations form, Liquor liability form, Coverage C exclusions, CGL features, Waiver of subrogation, Designated construction project aggregate, Limitation to designated premises, Automatic additional insured, Vendors additional insured, Insured contract amendment, Unmanned aircraft, Subcontracted work exclusion, Wrap-up exclusion
Read the Commercial General Liability study guide
Sample questions & answers
1. Every Utah liability insurance policy must provide that if the insured goes bankrupt or becomes insolvent:
The insurer's liability to third parties is not reduced
Utah Code 31A-22-201 requires liability policies to provide that the insured's bankruptcy or insolvency does not diminish the insurer's liability to third parties.
2. Under Utah law, if a judgment against a liability insured is returned unsatisfied, the injured party:
May sue the insurer, to the extent of coverage
Utah Code 31A-22-201 requires liability policies to provide that if execution against the insured is returned unsatisfied, an action may be maintained against the insurer to the extent of coverage.
3. A Utah insurer may limit liability coverage to claims first made while the policy is in force only if the policy:
States the limit conspicuously on the cover page
Utah Code 31A-22-204 bars limiting liability coverage to claims first made during the policy unless the cover page conspicuously states that limitation.
4. Utah's statute excusing late notice when it was not reasonably possible to give timely notice:
Does not extend a claims-made policy's reporting deadline
Utah Code 31A-22-203 states that 31A-21-312(1) may not be construed to extend claims-made provisions requiring notice of an occurrence or claim before the policy expires.
Practice: Commercial General Liability
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
