Free Other Casualty Practice Questions
Utah Casualty exam (series 17-23) — 70 practice questions.
Subtopics: Motorboat liability limits, Bonds and seals, Certificate of insurance, Certificate form filing, Certificate contract references, Commercial umbrella, Professional liability, Directors and officers, Employment practices liability, Surety bond, Liquor liability, Cyber liability, Garage and dealers, Excess liability, Umbrella self-insured retention, Medical malpractice, Fidelity bond, Performance bond, License and permit bond, Environmental liability, Personal umbrella, Umbrella drop down, Maintenance of underlying insurance, Umbrella retained limit, Business exclusion, Homeowners additional coverages, Homeowners Section II, Homeowners exclusions, Personal liability, Insurer's right to settle, Errors and omissions, D&O insurance authority, D&O coverage, Fiduciary liability, EPLI, Cyber, Surety bond types, Federal construction bonds, Judicial bonds, Public official bonds, Surety vs insurance, Aircraft liability, Watercraft liability, Pollution liability, Product recall, Nonprofit D&O, Umbrella vs excess, Surety bonds, Surety bond parties, Miller Act, Penal sum, Consent of surety, Fidelity vs surety, ERISA bond, Court bonds, SBA surety guarantee
Read the Other Casualty study guide
Sample questions & answers
1. A Utah motorboat liability policy bought to meet the owner's security requirement must provide minimum limits of:
$25,000 / $50,000 / $15,000, or a $65,000 single limit
Utah Code 31A-22-1503 sets motorboat liability minimums of $25,000 per person, $50,000 per accident for bodily injury and $15,000 property damage, or $65,000 per accident combined.
2. Under the Utah Insurance Code, a suretyship obligation:
Is not required to be under seal
Utah Code 31A-22-102 provides that no suretyship obligation is required to be under seal.
3. A contractor gives a client a certificate of insurance listing the client. Under Utah law, the certificate:
Is not a policy and does not change the coverage
Utah Code 31A-22-1704 states a certificate of insurance is not an insurance policy and does not amend, extend or alter the coverage of the referenced policy, nor confer rights the policy does not provide.
4. Under Utah's Property and Casualty Certificate of Insurance Act, a person may issue a certificate of insurance only if:
Its form has been filed with the commissioner
Utah Code 31A-22-1703 prohibits issuing a certificate unless the form is filed with the commissioner; a standard form filed by a licensed rating organization is considered filed.
Practice: Other Casualty
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
