Free Individual Accident and Health Provisions Practice Questions
Utah Life, Accident & Health exam (series 17-03) — 95 practice questions.
Subtopics: Notice of claim, Claim forms, Time of payment of claims, Payment of claims, Change of occupation, Misstatement of age, Intoxicants and narcotics, Conformity with statutes, Entire contract changes, Relation of earnings, Free look, Grace period, Reinstatement, Incontestability, Preexisting conditions, Claim notice, Proof of loss, Legal actions, Renewability, Probationary period, Permitted exclusions, Replacement, Outline of coverage, Required provisions, Physical exam and autopsy, Change of beneficiary, Entire contract, Time limit on certain defenses, Optional provisions, Guaranteed renewable, Noncancelable, Optionally renewable, Conditionally renewable, Pre-existing condition, Free-look provision, Insuring clause, Relation of earnings to insurance, Coordination of benefits, Renewal provision, Substitute wording, Exclusions, Consideration clause, Pre-existing conditions
Read the Individual Accident and Health Provisions study guide
Sample questions & answers
1. The notice of claim provision in an individual health policy requires the insured to:
Give the insurer notice of a claim within the time stated in the policy
The notice of claim provision requires timely written notice; Utah policies may not require notice sooner than 20 days after the loss begins.
2. Under the claim forms provision, if the insurer does not furnish claim forms within the required time, the insured may:
Submit proof of loss in their own written statement
Utah requires insurers to promptly furnish claim forms on request; if forms are not supplied, a written statement of the loss serves as proof.
3. The time of payment of claims provision in a health policy requires the insurer to:
Pay covered claims promptly after receiving proof of loss
Insurers must pay covered claims promptly; under Utah's rule, post-service health claim decisions are generally due within 30 days of notice of loss.
4. The payment of claims provision generally directs that health policy benefits be paid:
To the insured, or to a named beneficiary for any death benefit
Loss-of-life indemnity is paid per the beneficiary designation (or to the estate); other accrued benefits go to the insured or the estate.
All Life, Accident & Health topics
Practice: Individual Accident and Health Provisions
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
