Free Commercial General Liability Practice Questions
Utah Property & Casualty exam (series 17-04) — 62 practice questions.
Subtopics: Claims-made trigger, Medical payments, Products-completed operations, Additional insured, Contractual liability, Defense costs, Occurrence basis, Insured bankruptcy, Claims-made disclosure, Occurrence vs claims-made, Coverage A, Coverage B, Limits of liability, Claims-made features, Coverage C, Premises and operations, Damage to premises rented, Supplementary payments, Personal and advertising injury, Insured contract, Occurrence definition, Each occurrence limit, General aggregate limit, Retroactive date, Extended reporting period, Pollution exclusion, Employers liability exclusion, Your product exclusion, Medical payments Coverage C, Named insured status, Property damage definition, Coverage A exclusions, Coverage B exclusions, Who is an insured, Conditions, Liquor liability, Mobile equipment
Read the Commercial General Liability study guide
Sample questions & answers
1. Under a claims-made CGL policy with a retroactive date, coverage generally applies only to injury or damage that:
Occurs after the retro date and is claimed in time
A claims-made policy covers losses occurring on or after the retroactive date when the claim is first made during the policy period or an extended reporting period.
2. Coverage C (medical payments) of a CGL policy pays:
Limited medical bills for injured guests, without fault
CGL medical payments cover limited medical expenses for injured third parties without regard to the insured's legal liability.
3. The products-completed operations aggregate limit in a CGL policy caps payments for:
Injury or damage from the insured's products and completed work
This separate aggregate limits total payments for claims arising out of the insured's products and completed operations.
4. An additional insured endorsement on a CGL policy is commonly used to:
Extend coverage to another party, like a landlord
An additional insured endorsement extends the named insured's coverage to another party, often as required by contract.
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Practice: Commercial General Liability
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
