Free Dental Insurance Practice Questions
Virginia Accident & Health exam (series 11-06) — 23 practice questions.
Subtopics: Dental waiting periods, Orthodontic waiting periods, Diagnostic and preventive, Scheduled vs nonscheduled, Predetermination of benefits, Orthodontics, Basic restorative services, Major restorative services, Combination dental plan, Dental annual maximum, Categories of treatment, Cost sharing, Limitations, Adverse selection, Plan types, ACA
Read the Dental Insurance study guide
Sample questions & answers
1. Except for diagnostic and preventive benefits, a Virginia limited scope dental plan may apply a waiting period for most services of up to:
12 months
Limited scope dental plans may apply waiting periods longer than 30 days but no longer than 12 months to specific services, and up to 24 months for orthodontics.
2. A Virginia limited scope dental plan may apply a waiting period to orthodontic services of up to:
24 months
A waiting period not exceeding 24 months may be applied to orthodontic services.
3. In dental insurance, routine cleanings and exams fall under the category of:
Diagnostic and preventive services
Diagnostic and preventive services (exams, cleanings, x-rays) are usually covered at the highest level to encourage prevention.
4. A scheduled dental plan pays:
A fixed dollar amount listed for each procedure
A scheduled (table of allowances) plan pays a set dollar amount per procedure; nonscheduled plans pay a percentage of charges.
Practice: Dental Insurance
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
