Free Senior and Special Needs Practice Questions
Virginia Accident & Health exam (series 11-06) — 147 practice questions.
Subtopics: Appropriateness of purchase, Medicare Part A, Medicare Part B, Medigap, Medigap standardization, Medigap open enrollment, Medicare Advantage, Long-term care, LTC triggers, Medicare Part D, Medigap free look, Medigap preexisting conditions, Medigap disabled under 65, Medigap disabled under 65 rates, Medigap outline of coverage, Medicare guide, Medigap compensation, Medigap replacement, Medigap marketing, Duplicate Medigap, Medigap and Medicare Advantage, Medigap advertising, Medigap and Medicaid, Medigap notice to buyer, LTC free look, LTC preexisting conditions, LTC outline of coverage, LTC consumer guide, LTC incontestability, LTC nonforfeiture, LTC unintentional lapse, LTC lapse notice, LTC reinstatement, LTC inflation protection, LTC renewability, LTC suitability, LTC partnership training, LTC partnership inflation, LTC replacement, LTC rate increase notice, LTC benefit triggers, Free-look periods, Medicare eligibility, Part A premium, Medicare Part C, Medicare gaps, Medicare Supplement purpose, Standardized Medigap, Medicare Select, Medicaid, Excessive coverage, LTC purpose, Skilled care, Custodial care, Benefit triggers, Home health care, Respite care, Adult day care, Inflation protection, Nonforfeiture LTC, Partnership LTC, Tax-qualified LTC, Medicare initial enrollment period, Medicare general enrollment period, Part B late enrollment penalty, Part D late enrollment penalty, Part D coverage gap, Part A benefit period, Lifetime reserve days, Medicare Advantage plan types, Medigap core benefits, High-deductible Medigap, Medigap guaranteed issue rights, Medicaid spend-down, Dual eligible beneficiaries, Medicare Savings Programs, Intermediate care, Activities of daily living, LTC elimination period, LTC pool of money, Indemnity vs reimbursement LTC, LTC pre-existing condition limitation, LTC replacement and suitability, Hospice care, Assisted living facility benefit, Hybrid life and LTC policy, Medicare exclusions, Medicare secondary payer, Medicare supplement, LTC eligibility, LTC provisions, LTC underwriting, LTC features, LTC tax, Medicare SELECT
Read the Senior and Special Needs study guide
Sample questions & answers
1. When recommending the purchase or replacement of a Medicare supplement policy in Virginia, an agent must:
Make reasonable efforts to determine whether it is appropriate
An agent recommending a Medicare supplement purchase or replacement must make reasonable efforts to determine its appropriateness; selling more than one Medicare supplement policy to a person is prohibited.
2. Which part of Original Medicare is hospital insurance?
Part A
Medicare Part A is hospital insurance; Part B is medical insurance, Part C is Medicare Advantage, and Part D covers prescription drugs.
3. Medicare Part B generally covers:
Physician services and outpatient care
Medicare Part B is medical insurance covering physician and outpatient services; Part A covers inpatient hospital care.
4. Medicare supplement (Medigap) policies are designed to:
Cover gaps such as Medicare deductibles and coinsurance
Medicare supplement policies pay some or all of the cost-sharing gaps left by Original Medicare, such as deductibles and coinsurance.
Practice: Senior and Special Needs
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
