Free Commercial General Liability Practice Questions
Virginia Casualty exam — 90 practice questions.
Subtopics: Commercial liability cancellation, Commercial liability nonpayment, Commercial premium increase, Commercial review, Commercial notice recipient, Commercial notice exceptions, Coverage A, Coverage B, Coverage C, Occurrence form, Claims-made form, Retroactive date, Extended reporting period, Products-completed operations, Premises and operations, General aggregate, Products aggregate, Each occurrence limit, Damage to premises rented, Contractual liability, Expected or intended exclusion, Additional insured, Newly acquired organizations, Coverage B false arrest, Advertising injury, Pollution exclusion, Employers liability exclusion, Aircraft auto watercraft exclusion, Liquor liability exclusion, Damage to your work, Damage to your product, Impaired property exclusion, Recall exclusion, Care custody control exclusion, Coverage territory, Your product defined, Medical payments exclusions, Professional services exclusion, Coverage parts, Who is an insured, Coverage A exclusions, Insured contract, Electronic data, Recording and distribution, Coverage B offenses, Coverage B exclusions, Limits of insurance, CGL conditions, Premium audit, Employment practices exclusion, Mobile equipment, Products-completed operations hazard, Coverage A trigger, Owners and contractors protective, Railroad protective, Products-completed operations form, Liquor liability form, Coverage C exclusions, CGL features, Waiver of subrogation, Designated construction project aggregate, Limitation to designated premises, Automatic additional insured, Vendors additional insured, Insured contract amendment, Unmanned aircraft, Subcontracted work exclusion, Wrap-up exclusion
Read the Commercial General Liability study guide
Sample questions & answers
1. A Virginia insurer cancelling a business entity's general liability policy for a reason other than nonpayment must give the first named insured at least:
45 days' written notice
The notice must state an effective date not less than 45 days after mailing or delivery, or not less than 15 days for nonpayment.
2. When a Virginia commercial liability policy is cancelled for nonpayment of premium, the notice period may be as short as:
15 days
For failure to pay premium, the effective date may not be less than 15 days from mailing or delivery.
3. A Virginia insurer plans an insurer-initiated renewal premium increase on a business liability policy. Advance notice is required if the increase exceeds:
25 percent
Insurer-initiated increases greater than 25 percent, or reductions in liability coverage, require written notice at least 45 days before the effective date.
4. A business receiving a commercial liability cancellation notice in Virginia may ask the Commissioner to review it within:
15 days of receipt
The notice must advise the first named insured of its right to request review in writing within 15 days of receipt.
Practice: Commercial General Liability
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
