Free Dental Insurance Practice Questions

Virginia Life, Accident & Health exam (series 11-01) — 16 practice questions.

Practice Dental Insurance

Subtopics: Dental waiting periods, Orthodontic waiting periods, Categories, Plan types, Comprehensive plan, Orthodontic coverage, Plan features

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Sample questions & answers

1. Except for diagnostic and preventive benefits, a Virginia limited scope dental plan may apply a waiting period for most services of up to:

12 months

Limited scope dental plans may apply waiting periods longer than 30 days but no longer than 12 months to specific services, and up to 24 months for orthodontics.

2. A Virginia limited scope dental plan may apply a waiting period to orthodontic services of up to:

24 months

A waiting period not exceeding 24 months may be applied to orthodontic services.

3. Routine cleanings and exams in a dental plan fall under which category of treatment?

Diagnostic and preventive care

Exams, cleanings, and x-rays are diagnostic and preventive services, which plans usually cover at the highest level.

4. A dental plan that pays a set amount per procedure regardless of the actual charge is a:

Scheduled (table of allowances) plan

A scheduled plan lists a set dollar allowance per procedure; the patient pays any difference between the allowance and the dentist's fee.

All Life, Accident & Health topics

Practice: Dental Insurance

Answer choices are shuffled every time, and every question comes with an explanation.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.